U.S. Bank
U.S. Bank
U.S. Bank संयुक्त राज्य अमेरिका स्थित एक वित्तीय सेवा संस्था है, जो खुदरा और कॉरपोरेट बैंकिंग, संपत्ति प्रबंधन, ऋण मूल्यांकन और निवेश प्रबंधन के माध्यम से व्यक्तियों और व्यवसायों को सेवाएँ प्रदान करती है। कंपनी वित्तीय साक्षरता पहलों और सामुदायिक सहभागिता को भी समर्थन देती है। इसके करियर संबंधी विवरणों में समावेशन, कार्यस्थल संस्कृति, कर्मचारियों के विकास तथा स्वास्थ्य और कल्याण पर विशेष जोर दिया गया है। पात्र जमा उत्पादों के लिए U.S. Bank FDIC का सदस्य है; निवेश और बीमा उत्पाद FDIC द्वारा बीमित नहीं हैं और उनका मूल्य घट सकता है।

Credit Analyst - Commercial Underwriting | U.S. Bank | Onsite

Analyze and approve commercial credit for U.S. Bank customers and businesses in an onsite role. Assess portfolios and credit risk while preparing lending recommendations.

विवरण

  • Approve new, renewal, and extension credit or recommend decisions to final lending authorities.
  • Gather, analyze, and interpret credit information for existing and prospective customers.
  • Review accounts and portfolios to identify credit-quality concerns and determine appropriate action.
  • Protect credit quality while reducing company risk and potential losses.
  • Apply software and technology tools to support credit analysis.
  • Assess available courses of action and provide recommendations or decisions.

आवश्यकताएँ

  • Bachelor’s degree or equivalent professional experience.
  • Typically five or more years of relevant experience.
  • Commercial underwriting experience is strongly preferred.
  • Commercial real estate underwriting experience is strongly preferred.
  • Experience with individual or personal financial underwriting.
  • Strong credit analysis and analytical capabilities.
  • Thorough knowledge of credit analysis, credit administration, credit policies and procedures, and risk analysis.
  • Academic or professional background in economics, accounting, or finance.
  • Strong technical report-writing ability.
  • Clear and effective verbal and written communication skills.
  • Proficiency navigating computers and using a range of software applications.
  • Ability to follow U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements.

लाभ

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional term life insurance.
  • Short-term and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement plan.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holiday opportunities.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law.
  • Incentive and recognition programs.
  • Employee equity stock purchase opportunity.
  • 401(k) contribution.
  • Pension.

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