U.S. Bank
U.S. Bank
U.S. Bank संयुक्त राज्य अमेरिका स्थित एक वित्तीय सेवा संस्था है, जो खुदरा और कॉरपोरेट बैंकिंग, संपत्ति प्रबंधन, ऋण मूल्यांकन और निवेश प्रबंधन के माध्यम से व्यक्तियों और व्यवसायों को सेवाएँ प्रदान करती है। कंपनी वित्तीय साक्षरता पहलों और सामुदायिक सहभागिता को भी समर्थन देती है। इसके करियर संबंधी विवरणों में समावेशन, कार्यस्थल संस्कृति, कर्मचारियों के विकास तथा स्वास्थ्य और कल्याण पर विशेष जोर दिया गया है। पात्र जमा उत्पादों के लिए U.S. Bank FDIC का सदस्य है; निवेश और बीमा उत्पाद FDIC द्वारा बीमित नहीं हैं और उनका मूल्य घट सकता है।

SBA Credit Analyst – U.S. Bank, Los Angeles Onsite

Evaluate SBA and commercial lending opportunities for U.S. Bank by analyzing borrower credit, portfolios, and risk. Support sound lending decisions while strengthening credit quality and limiting potential losses.

विवरण

  • Authorize credit extensions and advise final lending decision-makers on new, renewed, and extended loans.
  • Complete credit assessments by collecting, evaluating, and interpreting information about current and prospective customers.
  • Examine customer accounts and portfolios to detect credit quality concerns and determine appropriate responses.
  • Protect credit quality by reducing risk and the company’s potential losses.
  • Apply technology and computer applications to support credit analysis.
  • Assess alternative courses of action and provide recommendations or make decisions.

आवश्यकताएँ

  • Bachelor’s degree or equivalent professional experience.
  • At least six years of relevant experience is typically expected.
  • Strong capabilities in credit analysis and broader analytical work.
  • Comprehensive understanding of credit analysis, credit administration, credit policies and procedures, and risk analysis.
  • Academic or professional experience in economics, accounting, or finance.
  • Ability to prepare clear and effective technical reports.
  • Strong spoken and written communication skills.
  • Comfort navigating computers and working with varied software applications.
  • Ability to follow U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements.
  • A master’s degree or CPA certification is preferred.

लाभ

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional supplemental term life insurance.
  • Short- and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement program.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holidays.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless applicable law provides otherwise.
  • Incentive and recognition programs.
  • Employee equity stock purchase program.
  • 401(k) contributions and pension benefits.

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