U.S. Bank
U.S. Bank
U.S. Bank is a United States-based financial services institution serving individuals and businesses through retail and corporate banking, wealth management, credit underwriting, and investment management. The company also supports financial literacy initiatives and community engagement. Its careers content highlights an emphasis on inclusion, workplace culture, employee development, and health and wellness. U.S. Bank is an FDIC member for eligible deposit products; investment and insurance products are not FDIC insured and may lose value.

SBA Credit Analyst – U.S. Bank, Los Angeles Onsite

Evaluate SBA and commercial lending opportunities for U.S. Bank by analyzing borrower credit, portfolios, and risk. Support sound lending decisions while strengthening credit quality and limiting potential losses.

Description

  • Authorize credit extensions and advise final lending decision-makers on new, renewed, and extended loans.
  • Complete credit assessments by collecting, evaluating, and interpreting information about current and prospective customers.
  • Examine customer accounts and portfolios to detect credit quality concerns and determine appropriate responses.
  • Protect credit quality by reducing risk and the company’s potential losses.
  • Apply technology and computer applications to support credit analysis.
  • Assess alternative courses of action and provide recommendations or make decisions.

Requirements

  • Bachelor’s degree or equivalent professional experience.
  • At least six years of relevant experience is typically expected.
  • Strong capabilities in credit analysis and broader analytical work.
  • Comprehensive understanding of credit analysis, credit administration, credit policies and procedures, and risk analysis.
  • Academic or professional experience in economics, accounting, or finance.
  • Ability to prepare clear and effective technical reports.
  • Strong spoken and written communication skills.
  • Comfort navigating computers and working with varied software applications.
  • Ability to follow U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements.
  • A master’s degree or CPA certification is preferred.

Benefits

  • Medical, dental, and vision healthcare coverage.
  • Basic and optional supplemental term life insurance.
  • Short- and long-term disability coverage.
  • Pregnancy disability and parental leave.
  • 401(k) plan and employer-funded retirement program.
  • Paid vacation ranging from two to five weeks based on salary grade and tenure.
  • Up to 11 paid holidays.
  • Adoption assistance.
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless applicable law provides otherwise.
  • Incentive and recognition programs.
  • Employee equity stock purchase program.
  • 401(k) contributions and pension benefits.

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