U.S. Bank
U.S. Bank
U.S. Bank संयुक्त राज्य अमेरिका स्थित एक वित्तीय सेवा संस्था है, जो खुदरा और कॉरपोरेट बैंकिंग, संपत्ति प्रबंधन, ऋण मूल्यांकन और निवेश प्रबंधन के माध्यम से व्यक्तियों और व्यवसायों को सेवाएँ प्रदान करती है। कंपनी वित्तीय साक्षरता पहलों और सामुदायिक सहभागिता को भी समर्थन देती है। इसके करियर संबंधी विवरणों में समावेशन, कार्यस्थल संस्कृति, कर्मचारियों के विकास तथा स्वास्थ्य और कल्याण पर विशेष जोर दिया गया है। पात्र जमा उत्पादों के लिए U.S. Bank FDIC का सदस्य है; निवेश और बीमा उत्पाद FDIC द्वारा बीमित नहीं हैं और उनका मूल्य घट सकता है।

SBA Credit Analyst – U.S. Bank (Hybrid)

Evaluate SBA loan applications and credit portfolios for U.S. Bank in a hybrid analyst role. Support lending decisions by assessing credit quality, risk, and potential losses.

विवरण

  • Authorize credit extensions and provide recommendations on final lending decisions for new, renewal, and extension loans
  • Gather, assess, and interpret credit information for existing and prospective customers
  • Examine customer accounts and portfolios to identify credit-quality concerns and determine appropriate actions
  • Protect credit quality while reducing the company’s exposure to risk and potential losses
  • Apply technology tools and software to analyze individual credit facilities and portfolios
  • Assess alternative actions and deliver informed recommendations or decisions

आवश्यकताएँ

  • Bachelor’s degree or equivalent professional experience
  • At least five years of relevant experience is typically expected
  • Demonstrated strength in credit analysis and broader analytical work
  • Comprehensive understanding of credit analysis, credit administration, credit policies and procedures, and risk analysis
  • Academic or professional background in economics, accounting, or finance
  • Ability to prepare clear and effective technical reports
  • Strong verbal and written communication abilities
  • Comfort using multiple software applications and navigating computer systems
  • Ability to follow U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements
  • A master’s degree or CPA certification is preferred

लाभ

  • Medical, dental, and vision healthcare coverage
  • Basic and optional term life insurance
  • Short- and long-term disability coverage
  • Pregnancy disability and parental leave
  • 401(k) plan and employer-funded retirement plan
  • Paid vacation ranging from two to five weeks based on salary grade and tenure
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law
  • Incentive and recognition programs
  • Employee equity stock purchase opportunity
  • 401(k) contributions and pension

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