U.S. Bank
U.S. Bank
U.S. Bank yra Jungtinėse Amerikos Valstijose veikianti finansinių paslaugų institucija, aptarnaujanti gyventojus ir įmones mažmeninės ir verslo bankininkystės, turto valdymo, kredito rizikos vertinimo ir investicijų valdymo srityse. Įmonė taip pat remia finansinio raštingumo iniciatyvas ir bendruomenės įsitraukimą. Jos karjeros turinyje pabrėžiama įtrauktis, darbo kultūra, darbuotojų ugdymas, sveikata ir gerovė. U.S. Bank yra FDIC narys, kiek tai susiję su reikalavimus atitinkančiais indėlių produktais; investiciniai ir draudimo produktai nėra apdrausti FDIC ir jų vertė gali sumažėti.

SBA Credit Analyst – U.S. Bank (Hybrid)

Evaluate SBA loan applications and credit portfolios for U.S. Bank in a hybrid analyst role. Support lending decisions by assessing credit quality, risk, and potential losses.

Aprašymas

  • Authorize credit extensions and provide recommendations on final lending decisions for new, renewal, and extension loans
  • Gather, assess, and interpret credit information for existing and prospective customers
  • Examine customer accounts and portfolios to identify credit-quality concerns and determine appropriate actions
  • Protect credit quality while reducing the company’s exposure to risk and potential losses
  • Apply technology tools and software to analyze individual credit facilities and portfolios
  • Assess alternative actions and deliver informed recommendations or decisions

Reikalavimai

  • Bachelor’s degree or equivalent professional experience
  • At least five years of relevant experience is typically expected
  • Demonstrated strength in credit analysis and broader analytical work
  • Comprehensive understanding of credit analysis, credit administration, credit policies and procedures, and risk analysis
  • Academic or professional background in economics, accounting, or finance
  • Ability to prepare clear and effective technical reports
  • Strong verbal and written communication abilities
  • Comfort using multiple software applications and navigating computer systems
  • Ability to follow U.S. Bank policies and procedures, including its Code of Ethics and Business Conduct and applicable workplace conduct and safety requirements
  • A master’s degree or CPA certification is preferred

Privalumai

  • Medical, dental, and vision healthcare coverage
  • Basic and optional term life insurance
  • Short- and long-term disability coverage
  • Pregnancy disability and parental leave
  • 401(k) plan and employer-funded retirement plan
  • Paid vacation ranging from two to five weeks based on salary grade and tenure
  • Up to 11 paid holidays
  • Adoption assistance
  • Sick and Safe Leave accruing at one hour per 30 hours worked, up to 80 hours per calendar year unless otherwise required by law
  • Incentive and recognition programs
  • Employee equity stock purchase opportunity
  • 401(k) contributions and pension

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