American Express
American Express
American Express एक वैश्विक वित्तीय सेवा कंपनी है, जो बैंकिंग, वित्त और B2B भुगतान के क्षेत्र में काम करती है। इसके व्यवसाय में उपभोक्ता, व्यवसाय और कॉर्पोरेट क्रेडिट कार्ड; भुगतान और मर्चेंट सेवाएँ; बचत खाते, सावधि जमा और व्यक्तिगत ऋण; साथ ही रिवॉर्ड, यात्रा कार्यक्रम, कॉर्पोरेट भुगतान समाधान, वित्तीय शिक्षा, सुरक्षा सेवाएँ तथा कार्डधारक और मर्चेंट सहायता शामिल हैं।

Risk Management Analyst (Hybrid) at American Express

Analyze and underwrite institutional credit exposures for American Express. Evaluate financial, industry, country-risk, and probability-of-default factors.

विवरण

  • Underwrite and rate credit exposures across the assigned region, industry, and business line
  • Perform fundamental assessments of business, financial, industry, and country risk
  • Incorporate internal and external rating-model results into credit evaluations
  • Evaluate credit-extension needs, relationship profitability, and program structures

आवश्यकताएँ

  • Bachelor’s degree in finance, economics, accounting, statistics, or another quantitative discipline
  • Applicants from other majors with a strong interest in credit analysis are also encouraged to apply
  • 0–5 years of experience in credit analysis or a related field
  • Knowledge of fundamental financial analysis, including assessing corporate financial statements and an obligor’s ability to meet credit obligations
  • Working knowledge of GAAP/IFRS accounting, corporate valuation, and forecasting
  • Familiarity with public-agency ratings and related analytical work
  • Awareness of current macroeconomic trends and the ability to recommend improvements to probability-of-default estimates across business cycles
  • Experience developing company-specific and industry-level credit memorandums
  • Familiarity with global markets
  • Must be eligible to work for American Express in the United States; visa sponsorship is not available
  • MBA or master’s degree in finance, economics, or another quantitative field preferred
  • CFA, FRM, or comparable relevant certification is a plus

लाभ

  • Competitive base salary
  • Bonus opportunities
  • Retirement savings plan with a 6% company match
  • Complimentary financial coaching and financial-wellness resources
  • Comprehensive medical, dental, vision, life insurance, and disability coverage
  • Flexible hybrid, onsite, or virtual work arrangements based on the role and business needs
  • More than 20 weeks of paid parental leave for all parents, including leave for pregnancy, adoption, or surrogacy
  • Free access to onsite wellness centers with nurses and doctors, where available
  • Confidential counseling through the Healthy Minds program
  • Career development and training opportunities

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