American Express
American Express
American Express bank ishi, moliya va B2B to‘lovlari sohalarida faoliyat yurituvchi global moliyaviy xizmatlar kompaniyasidir. Kompaniya faoliyati jismoniy shaxslar, biznes va korporativ mijozlar uchun kredit kartalari; to‘lov va savdogarlarga xizmat ko‘rsatish xizmatlari; jamg‘arma hisobvaraqlari, depozit sertifikatlari va shaxsiy kreditlar; shuningdek, mukofotlar, sayohat dasturlari, korporativ to‘lov yechimlari, moliyaviy ta’lim, xavfsizlik xizmatlari hamda karta egalari va savdogarlarni qo‘llab-quvvatlashni o‘z ichiga oladi.

Risk Management Analyst (Hybrid) at American Express

Analyze and underwrite institutional credit exposures for American Express. Evaluate financial, industry, country-risk, and probability-of-default factors.

Tavsif

  • Underwrite and rate credit exposures across the assigned region, industry, and business line
  • Perform fundamental assessments of business, financial, industry, and country risk
  • Incorporate internal and external rating-model results into credit evaluations
  • Evaluate credit-extension needs, relationship profitability, and program structures

Talablar

  • Bachelor’s degree in finance, economics, accounting, statistics, or another quantitative discipline
  • Applicants from other majors with a strong interest in credit analysis are also encouraged to apply
  • 0–5 years of experience in credit analysis or a related field
  • Knowledge of fundamental financial analysis, including assessing corporate financial statements and an obligor’s ability to meet credit obligations
  • Working knowledge of GAAP/IFRS accounting, corporate valuation, and forecasting
  • Familiarity with public-agency ratings and related analytical work
  • Awareness of current macroeconomic trends and the ability to recommend improvements to probability-of-default estimates across business cycles
  • Experience developing company-specific and industry-level credit memorandums
  • Familiarity with global markets
  • Must be eligible to work for American Express in the United States; visa sponsorship is not available
  • MBA or master’s degree in finance, economics, or another quantitative field preferred
  • CFA, FRM, or comparable relevant certification is a plus

Imtiyozlar

  • Competitive base salary
  • Bonus opportunities
  • Retirement savings plan with a 6% company match
  • Complimentary financial coaching and financial-wellness resources
  • Comprehensive medical, dental, vision, life insurance, and disability coverage
  • Flexible hybrid, onsite, or virtual work arrangements based on the role and business needs
  • More than 20 weeks of paid parental leave for all parents, including leave for pregnancy, adoption, or surrogacy
  • Free access to onsite wellness centers with nurses and doctors, where available
  • Confidential counseling through the Healthy Minds program
  • Career development and training opportunities

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