Rabobank
Rabobank
Rabobank नीदरलैंड्स में जड़ें रखने वाला एक सहकारी वित्तीय सेवा समूह है, जहाँ स्थानीय ऋण सहकारी समितियों ने इसके व्यवसाय की नींव रखी। आज यह कंपनी बैंकिंग, बंधक ऋण, बचत और निवेश के साथ-साथ परिसंपत्ति प्रबंधन, लीज़िंग, बीमा, रियल एस्टेट और सलाहकारी सेवाएँ प्रदान करती है। लगभग 61,100 कर्मचारी 47 देशों में करीब 10 करोड़ ग्राहकों की सेवा करते हैं, जिससे Rabobank वित्तीय सेवाओं और उनसे जुड़े पेशेवर कार्यों में एक व्यापक अंतरराष्ट्रीय वातावरण उपलब्ध कराता है।

Credit Analyst Associate – Atlanta Hybrid

Assess lending risk, structure transactions, and monitor portfolios for Rabobank’s corporate banking clients. This hybrid Atlanta role supports Consumer industry accounts.

विवरण

  • Assess credit risk across client relationships using established credit expertise
  • Collaborate with Relationship Managers on underwriting, transaction structuring, analysis, documentation, negotiation, industry research, financial modeling, and customer maintenance
  • Compare clients and prospects to evaluate the competitive landscape
  • Support relationship management teams with new transactions and portfolio oversight
  • Administer Rabobank Risk Rating, LEA/LGD, and RAROC models
  • Evaluate risk and structure transactions from underwriting through approval and closing
  • Prepare independent credit risk assessments and rigorous credit reports
  • Conduct market, business, financial, sensitivity, projection, and structure analyses
  • Calculate economic capital
  • Communicate material matters clearly to internal and external stakeholders in writing and verbally
  • Maintain thorough knowledge of relevant industries
  • Launch reviews promptly in line with the review calendar
  • Evaluate monthly and quarterly company financial information and covenant compliance
  • Oversee assigned client portfolios and detect early warning indicators
  • Take additional action when needed to protect the credit portfolio

आवश्यकताएँ

  • Bachelor’s degree in finance or a related discipline
  • At least three years of credit or lending experience
  • Formal credit training at a major money center bank is preferred
  • Willingness to travel regionally up to 15%
  • Authorization to work full time in the United States is required
  • Rabobank cannot sponsor or assume sponsorship of an employment visa for this position
  • A master’s degree is preferred

लाभ

  • Medical, dental, and vision coverage begins on the date of hire
  • Eligibility to participate in the 401(k) plan begins on the date of hire
  • For US employees, Rabobank matches 50% of the first 6% contributed to the 401(k) plan
  • Additional 3% Safe Harbor contribution
  • Annual discretionary profit-sharing contributions of up to 3%
  • Up to 20 vacation days
  • Five additional days off
  • Seven sick days
  • Eleven US holidays annually
  • Dollars for Doers, Helping Hands, and Gift Matching programs
  • Flexible hybrid work model
  • Potential discretionary bonuses
  • Parental leave
  • Healthcare, vacation, and sick leave programs -title
  • fields

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