Rabobank
Rabobank
Rabobank este un grup cooperativ de servicii financiare cu rădăcini în Țările de Jos, unde cooperativele locale de creditare au reprezentat fundamentul activității sale. În prezent, compania oferă servicii bancare, credite ipotecare, soluții de economisire și investiții, precum și administrarea activelor, leasing, asigurări, servicii imobiliare și consultanță. Cu aproximativ 61.100 de angajați care deservesc circa 10 milioane de clienți în 47 de țări, Rabobank oferă un mediu internațional amplu în domeniul serviciilor financiare și al funcțiilor profesionale conexe.

Credit Analyst Associate – Atlanta Hybrid

Assess lending risk, structure transactions, and monitor portfolios for Rabobank’s corporate banking clients. This hybrid Atlanta role supports Consumer industry accounts.

Descriere

  • Assess credit risk across client relationships using established credit expertise
  • Collaborate with Relationship Managers on underwriting, transaction structuring, analysis, documentation, negotiation, industry research, financial modeling, and customer maintenance
  • Compare clients and prospects to evaluate the competitive landscape
  • Support relationship management teams with new transactions and portfolio oversight
  • Administer Rabobank Risk Rating, LEA/LGD, and RAROC models
  • Evaluate risk and structure transactions from underwriting through approval and closing
  • Prepare independent credit risk assessments and rigorous credit reports
  • Conduct market, business, financial, sensitivity, projection, and structure analyses
  • Calculate economic capital
  • Communicate material matters clearly to internal and external stakeholders in writing and verbally
  • Maintain thorough knowledge of relevant industries
  • Launch reviews promptly in line with the review calendar
  • Evaluate monthly and quarterly company financial information and covenant compliance
  • Oversee assigned client portfolios and detect early warning indicators
  • Take additional action when needed to protect the credit portfolio

Cerințe

  • Bachelor’s degree in finance or a related discipline
  • At least three years of credit or lending experience
  • Formal credit training at a major money center bank is preferred
  • Willingness to travel regionally up to 15%
  • Authorization to work full time in the United States is required
  • Rabobank cannot sponsor or assume sponsorship of an employment visa for this position
  • A master’s degree is preferred

Beneficii

  • Medical, dental, and vision coverage begins on the date of hire
  • Eligibility to participate in the 401(k) plan begins on the date of hire
  • For US employees, Rabobank matches 50% of the first 6% contributed to the 401(k) plan
  • Additional 3% Safe Harbor contribution
  • Annual discretionary profit-sharing contributions of up to 3%
  • Up to 20 vacation days
  • Five additional days off
  • Seven sick days
  • Eleven US holidays annually
  • Dollars for Doers, Helping Hands, and Gift Matching programs
  • Flexible hybrid work model
  • Potential discretionary bonuses
  • Parental leave
  • Healthcare, vacation, and sick leave programs -title
  • fields

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