TokuToku builds a SaaS platform for recurring payments, billing, and receivables management. Its tools help enterprise teams collect payments through a customizable portal, automate payment methods and collections, and track activity with real-time reconciliation and reporting. Toku serves organizations in insurance, education, telecommunications, utilities, real estate, and financial services, connecting with existing systems through APIs, FTP, native connectors, and file transfers. Customer communications can be sent by email, SMS, or WhatsApp.