Affirm
Affirm
Affirm este o companie de tehnologie financiară axată pe sprijinirea consumatorilor în gestionarea cumpărăturilor prin opțiuni de plată transparente. Serviciul său de tip „cumpără acum, plătește mai târziu” le permite clienților să împartă achizițiile eligibile în plăți flexibile, fără comisioane ascunse sau dobândă compusă. Affirm oferă și un card de debit care le permite utilizatorilor să aleagă între plata eșalonată în timp pentru achiziții mai mari și plata integrală pentru tranzacții mai mici. Compania colaborează cu comercianți din categorii precum electronice, îmbrăcăminte și călătorii, susținând plățile la finalizarea comenzii online și în magazine fizice, iar serviciile sale se integrează cu Apple Pay. Activitatea Affirm acoperă finanțarea consumatorilor, comerțul electronic și tehnologia care conectează cumpărătorii, comercianții și produsele de plată.

Senior Backend Software Engineer, Card Loan Platform — United States Remote

Build Affirm’s high-throughput card loan decision platform as a senior backend engineer. Design scalable services, APIs, and data systems for real-time approvals, loan origination, and refunds.

Descriere

  • Shape technical direction through project planning, prioritization, and delivery leadership
  • Design and develop large-scale, highly available systems from end to end
  • Create resilient APIs and data models for microservice and event-driven architectures
  • Partner with Product, Analytics, Design, Legal, and Accounting on card loan attribution and lifecycle strategy
  • Investigate and resolve complex technical problems
  • Improve existing code and deliver reliable, scalable solutions
  • Support junior engineers through mentorship, lead technical discussions and design reviews, and promote engineering best practices in code reviews

Cerințe

  • At least five years of software development or engineering experience
  • Strong knowledge of system design and software architecture
  • Leadership skills that help teams grow and encourage continuous learning
  • Excellent written and verbal communication skills
  • Strong analytical and problem-solving abilities
  • Proficiency in Python, Kotlin, or a comparable modern programming language
  • Professional experience with AWS, Azure, or Google Cloud
  • Hands-on experience with Docker and Kubernetes
  • Working knowledge of SQL and NoSQL databases
  • Familiarity with web frameworks and REST API development
  • Equivalent practical experience or a bachelor’s degree in a related field

Beneficii

  • Equity awards may form part of total compensation
  • Monthly allowances for health, wellness, and technology expenses
  • Medical coverage for employees and dependents is fully subsidized
  • Dental and vision coverage is available for employees and dependents
  • Remote-first work with built-in flexibility
  • Flexible paid time off
  • Generous holiday schedules
  • Employee stock purchase plan offering Affirm shares at a discount
  • Inclusive interviews with accommodations available for candidates with disabilities
  • In-person onboarding for every new hire

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