Banner Bank
Banner Bank
1 001 – 5 000 Қызметкерлер
Банк ісіҚаржыФинтех
Banner Bank жеке тұлғаларға, отбасыларға және бизнеске жеке және коммерциялық банкинг шешімдерін ұсынатын өңірлік қаржы ұйымы. Оның қызметтеріне есеп айырысу және жинақ шоттары, кредиттік карталар, жеке және тұрғын үй несиелері, инвестициялық қызметтер, онлайн және мобильді банкинг, алаяқтықтың алдын алу, әл-ауқатты басқару және шағын бизнеске несие беру кіреді. 1890 жылы құрылған банк Вашингтон, Орегон, Айдахо және Калифорния штаттарында жұмыс істеп, клиенттер мен бизнесті ауқымды банкинг, қаржы және финтех платформасы арқылы қолдайды.

Senior Credit Analyst, Commercial Lending

Assess complex commercial credit relationships at Banner Bank, preparing lending recommendations and supporting risk management. The role also includes mentoring colleagues and backing up the team leader.

Сипаттама

  • Review credit and financial records for prospective and current clients.
  • Assess financial statements, tax returns, cash flow, collateral, and repayment sources for commercial loans at every stage.
  • Evaluate complex credit relationships independently and recommend lending decisions with limited guidance.
  • Prepare spreadsheets, approval packages, credit proposals, financial summaries, and written assessments for loan decision makers.
  • Work with lending teams on credit risk assessment and portfolio management.
  • Assist the team leader and provide coverage when needed.
  • Train and mentor colleagues, supporting their professional development.
  • Follow company policies, procedures, security requirements, and applicable government regulations.

Талаптар

  • Bachelor’s degree in accounting, business, economics, law, computer science, or a related field; equivalent education and experience may be considered.
  • At least four years of experience as a credit analyst.
  • Strong ability to analyze complex financial statements, tax returns, credit information, and cash flow performance.
  • In-depth knowledge of credit investigations, collateral requirements, and commercial lending.
  • Excellent analytical and critical thinking skills, with a strong grasp of accounting principles.
  • Ability to handle a high volume of work accurately in a fast-paced, deadline-driven setting.
  • Ability to adjust to shifting priorities and interruptions while maintaining quality.
  • Clear, professional verbal and written communication skills.
  • Knowledge of federal and state laws and regulations governing commercial lending.
  • Proficiency with Excel, Word, and other business and lending systems.
  • Ability to collaborate and share expertise through coaching and mentoring.
  • Works effectively with others and shares knowledge through coaching and mentoring.

Артықшылықтар

  • Potential for an annual incentive.
  • Comprehensive medical, dental, vision, long-term disability, short-term disability, and life insurance coverage.
  • Paid vacation.
  • Paid sick leave.
  • 11 company-paid holidays.
  • 401(k) with up to a 4% employer match.
  • Tuition reimbursement.

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