Banner Bank
Banner Bank
1 001 – 5 000 Xodimlar
Bank ishiFintexMoliya
Banner Bank jismoniy shaxslar, oilalar va korxonalarga chakana hamda tijorat bank xizmatlarini taqdim etuvchi mintaqaviy moliya muassasasidir. Uning xizmatlari qatoriga joriy va jamg‘arma hisobvaraqlari, kredit kartalari, shaxsiy va uy-joy kreditlari, investitsiya xizmatlari, onlayn va mobil banking, firibgarlikning oldini olish, boylikni boshqarish hamda kichik biznesni kreditlash kiradi. 1890-yilda tashkil etilgan bank Vashington, Oregon, Aydaho va Kaliforniya shtatlarida faoliyat yuritib, mijozlar va korxonalarni keng qamrovli bank, moliya va fintech platformasi orqali qo‘llab-quvvatlaydi.

Senior Credit Analyst, Commercial Lending

Assess complex commercial credit relationships at Banner Bank, preparing lending recommendations and supporting risk management. The role also includes mentoring colleagues and backing up the team leader.

Tavsif

  • Review credit and financial records for prospective and current clients.
  • Assess financial statements, tax returns, cash flow, collateral, and repayment sources for commercial loans at every stage.
  • Evaluate complex credit relationships independently and recommend lending decisions with limited guidance.
  • Prepare spreadsheets, approval packages, credit proposals, financial summaries, and written assessments for loan decision makers.
  • Work with lending teams on credit risk assessment and portfolio management.
  • Assist the team leader and provide coverage when needed.
  • Train and mentor colleagues, supporting their professional development.
  • Follow company policies, procedures, security requirements, and applicable government regulations.

Talablar

  • Bachelor’s degree in accounting, business, economics, law, computer science, or a related field; equivalent education and experience may be considered.
  • At least four years of experience as a credit analyst.
  • Strong ability to analyze complex financial statements, tax returns, credit information, and cash flow performance.
  • In-depth knowledge of credit investigations, collateral requirements, and commercial lending.
  • Excellent analytical and critical thinking skills, with a strong grasp of accounting principles.
  • Ability to handle a high volume of work accurately in a fast-paced, deadline-driven setting.
  • Ability to adjust to shifting priorities and interruptions while maintaining quality.
  • Clear, professional verbal and written communication skills.
  • Knowledge of federal and state laws and regulations governing commercial lending.
  • Proficiency with Excel, Word, and other business and lending systems.
  • Ability to collaborate and share expertise through coaching and mentoring.
  • Works effectively with others and shares knowledge through coaching and mentoring.

Imtiyozlar

  • Potential for an annual incentive.
  • Comprehensive medical, dental, vision, long-term disability, short-term disability, and life insurance coverage.
  • Paid vacation.
  • Paid sick leave.
  • 11 company-paid holidays.
  • 401(k) with up to a 4% employer match.
  • Tuition reimbursement.

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