Banner Bank
Banner Bank
1,001 – 5,000 Employees
BankingFinanceFintech
Banner Bank is a regional financial institution serving individuals, families, and businesses with personal and commercial banking solutions. Its offerings include checking and savings accounts, credit cards, personal and home loans, investment services, online and mobile banking, fraud prevention, wealth management, and small-business lending. Founded in 1890, the bank operates across Washington, Oregon, Idaho, and California, supporting customers and businesses through a broad banking, finance, and fintech platform.

Senior Credit Analyst, Commercial Lending

Assess complex commercial credit relationships at Banner Bank, preparing lending recommendations and supporting risk management. The role also includes mentoring colleagues and backing up the team leader.

Description

  • Review credit and financial records for prospective and current clients.
  • Assess financial statements, tax returns, cash flow, collateral, and repayment sources for commercial loans at every stage.
  • Evaluate complex credit relationships independently and recommend lending decisions with limited guidance.
  • Prepare spreadsheets, approval packages, credit proposals, financial summaries, and written assessments for loan decision makers.
  • Work with lending teams on credit risk assessment and portfolio management.
  • Assist the team leader and provide coverage when needed.
  • Train and mentor colleagues, supporting their professional development.
  • Follow company policies, procedures, security requirements, and applicable government regulations.

Requirements

  • Bachelor’s degree in accounting, business, economics, law, computer science, or a related field; equivalent education and experience may be considered.
  • At least four years of experience as a credit analyst.
  • Strong ability to analyze complex financial statements, tax returns, credit information, and cash flow performance.
  • In-depth knowledge of credit investigations, collateral requirements, and commercial lending.
  • Excellent analytical and critical thinking skills, with a strong grasp of accounting principles.
  • Ability to handle a high volume of work accurately in a fast-paced, deadline-driven setting.
  • Ability to adjust to shifting priorities and interruptions while maintaining quality.
  • Clear, professional verbal and written communication skills.
  • Knowledge of federal and state laws and regulations governing commercial lending.
  • Proficiency with Excel, Word, and other business and lending systems.
  • Ability to collaborate and share expertise through coaching and mentoring.
  • Works effectively with others and shares knowledge through coaching and mentoring.

Benefits

  • Potential for an annual incentive.
  • Comprehensive medical, dental, vision, long-term disability, short-term disability, and life insurance coverage.
  • Paid vacation.
  • Paid sick leave.
  • 11 company-paid holidays.
  • 401(k) with up to a 4% employer match.
  • Tuition reimbursement.

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