USAA
USAA
USAA is a financial services company focused on serving current and former members of the U.S. military and their families. Its offerings span banking, insurance, and investment products, supported by secure digital tools and member-focused service. The company brings together teams working across financial technology, risk, operations, and customer experience to help its members manage their financial lives.

Senior Financial Reporting Analyst - USAA - Hybrid Charlotte

Senior financial reporting analyst responsible for preparing and reviewing Federal Reserve regulatory filings at USAA. The role supports controls, audits, automation, and process improvements across financial services reporting.

Description

  • Prepare, review, and analyze Federal Reserve regulatory reports and schedules, including FR Y-9C, FR Y-9LP, FR Y-11, FR 2314, FFIEC 009/009A, and related filings
  • Maintain accurate, complete, and timely regulatory reporting through thorough reviews, validations, and control procedures
  • Interpret regulatory reporting rules, accounting guidance, and filing instructions and apply them to reporting activities
  • Work with Finance, Treasury, Compliance, Legal, and business teams to obtain and validate reporting data
  • Provide documentation, analysis, and reporting assistance for regulatory examinations, audits, and inquiries
  • Create and maintain reporting procedures, technical documentation, and methodologies
  • Assess and implement changes arising from regulatory requirements, accounting standards, systems, products, and organizational updates
  • Lead automation and process improvement efforts that strengthen reporting accuracy, efficiency, and controls
  • Conduct data, control, and process testing for the regulatory reporting framework
  • Advise team members and serve as a subject matter resource for regulatory reporting
  • Identify, assess, monitor, and control risks under applicable risk and compliance policies and procedures
  • Research, implement, and document change initiatives for the Holding Company & Subsidiary Regulatory Reporting team within the Chief Accounting Office

Requirements

  • Bachelor's degree required; four additional years of related experience beyond the required experience may substitute for the degree
  • Six years of experience preparing and delivering financial statements and regulatory reports in financial services, a bank holding company, or a comparable regulated organization
  • Expertise with Microsoft Office, including advanced Excel capabilities
  • Four years of experience researching, interpreting, and applying accounting and regulatory reporting requirements
  • Strong understanding of Generally Accepted Accounting Principles (GAAP)
  • Experience preparing, reviewing, or filing FR Y-9C, FR Y-9LP, FR Y-11, FR 2314, FFIEC 009/009A, or comparable Federal Reserve reports
  • Certified Public Accountant (CPA)
  • Strong understanding of Federal Reserve reporting requirements, filing instructions, and applicable banking regulations
  • Experience with regulatory reporting platforms and data management tools such as Axiom
  • Experience supporting regulatory reporting at a bank holding company, large financial institution, or similarly regulated organization
  • Experience researching, interpreting, and implementing changes to regulatory requirements, accounting standards, or reporting instructions
  • Experience developing and maintaining regulatory reporting controls, reconciliations, and supporting records
  • Proven ability to identify and implement process improvements, automation, and reporting efficiencies
  • Experience with financial management and general ledger systems such as Oracle Cloud GL
  • Experience working with internal and external auditors, regulators, and cross-functional partners on examinations, audits, and regulatory inquiries
  • US military experience through military service or a military spouse or domestic partner
  • Must not require immigration support now or in the future; USAA does not provide visa sponsorship

Benefits

  • Performance-based pay incentives may be available at the discretion of the USAA Board of Directors
  • Medical, dental, and vision coverage
  • 401(k) plan
  • Pension plan
  • Life insurance
  • Parental benefits
  • Adoption assistance
  • Paid time off
  • Paid holidays
  • 16 hours of paid volunteer time
  • Wellness programs
  • Career path planning
  • Continuing education assistance
  • Remote or hybrid flexibility may be available to active-duty military spouses under applicable policy and business needs

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