BMG
BMG
1,001 – 5,000 Employees
H1B Visa Sponsor
BMG is presented in the supplied profile without confirmed details about its products, services, sector, or team structure. Job seekers seeking to understand BMG’s work and hiring context should refer to the company’s official materials and individual role descriptions for current information.

Senior Credit Risk Analyst - Hybrid, Brazil

Senior credit risk analyst at Banco Bmg, a Brazilian financial solutions bank. Develops models, delinquency projections, and automation for expected credit losses.

Description

  • Support projects involving the bank’s expected credit losses under Resolution 4,966 and IFRS 9
  • Prepare studies and reports to monitor and forecast delinquency across products, including portfolio and vintage analyses
  • Determine the primary drivers of delinquency and recommend process and policy changes to reduce risk
  • Review monthly expected credit loss calculations for accounting close
  • Create and validate code used to calculate expected credit losses
  • Review statistical expected credit loss models used for monthly calculations and budget forecasts
  • Create and maintain product-level loss data to support pricing decisions
  • Automate departmental processes and deploy AI agents to strengthen controls and operational efficiency

Requirements

  • Bachelor’s degree in Engineering, Mathematics, Statistics, Business Administration, or a related discipline
  • Demonstrated experience performing the responsibilities described above
  • Professional experience in financial institutions
  • Knowledge of data analysis
  • Advanced programming ability for data structuring and processing, including Databricks, SAS, SQL, Python, and PySpark
  • Advanced proficiency in Excel

Benefits

  • Health insurance without a monthly premium and telemedicine access
  • Dental insurance without a monthly premium
  • Meal and food allowances
  • Life insurance coverage
  • Funeral assistance
  • Private pension plan
  • Annual variable compensation in the form of a bonus
  • Profit-sharing program
  • Único Skill free education benefit
  • Bicycle parking and changing rooms
  • Childcare assistance
  • Internet allowance
  • Quality-of-life programs
  • On-site medical clinic
  • Pregnancy Program
  • Extended maternity and paternity leave
  • Copay waiver for pregnant employees and babies up to one year old
  • Personalized baby kit
  • Dr. BMG telepsychology, telemedicine, nutritionist, nursing, and fitness services for employees and dependents
  • PAP financial, legal, and psychological advisory program
  • Gympass/Wellhub discounted gym memberships
  • Pharmacy benefit
  • Fresh fruit every day
  • Birthday day off
  • Flexible dress code
  • Hybrid work model

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