Koin
Koin
201 – 500 Employees
FintechSaaSSecurity
Koin is a Brazilian fintech focused on digital payments and fraud prevention for e-commerce merchants. Its products include AI-powered anti-fraud technology, a payment gateway, and Pix parcelado, a buy-now-pay-later option. Koin combines machine learning, configurable rules, real-time transaction monitoring, and fraud recovery strategies to help online businesses improve payment conversion while limiting fraud-related losses. The company operates as a licensed payment institution and correspondent within Brazil’s regulatory framework.

Junior Risk Analyst

Review credit applications and investigate suspicious transactions and fraud at Koin. Apply risk policies, verify customer information, and help automate operational processes.

Description

  • Assess credit applications against established policies, using credit bureaus and external sources to evaluate risk.
  • Monitor suspicious transactions in real time, record fraud cases, and assist with investigating unusual patterns.
  • Verify customers’ income and registration details, including by phone, and review their profiles in line with Koin policies.
  • Apply the department’s established credit policies consistently.
  • Track transactions and customer activity in real time to spot suspicious behavior throughout the customer journey.
  • Use specialized tools to detect and anticipate fraud by analyzing online purchases and identifying suspicious patterns.
  • Keep detailed records of analyses, identified cases, and actions taken.
  • Identify opportunities to automate tasks and support AI initiatives by mapping processes and piloting solutions for ongoing operational improvement.

Requirements

  • Completed or ongoing bachelor’s studies in Business Administration, Economics, Accounting, Engineering, or a related field.
  • Basic knowledge of financial analysis and credit regulations.
  • Basic familiarity with anti-fraud monitoring systems.
  • Basic proficiency in Microsoft Office and Google Drive.
  • Experience with data bureaus preferred.
  • Experience with digital investigation tools preferred.
  • Basic knowledge of generative AI preferred.
  • Strong attention to detail.
  • Proactive approach.
  • Well organized.
  • Strong verbal and written communication skills.
  • Ability to work in a team.
  • Logical reasoning skills.

Benefits

  • Life insurance.
  • Health and dental insurance.
  • Transportation allowance.
  • Meal and food allowances.
  • Childcare assistance.
  • Extended parental leave.
  • TotalPass or Wellhub membership.
  • Work From Anywhere (WFA).
  • Discounts on the Decolar.com platform.
  • Golden Farma benefit.
  • Home office allowance.

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