Junior Accountant at Xero (Hybrid, New Zealand)
Xero
Support Xero’s month-end close, reconciliations and financial reporting. Improve accounting workflows and explore responsible uses of AI at the global small-business software company.
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Younited एक यूरोपीय उपभोक्ता वित्त कंपनी है, जो तेज़ और पारदर्शी ऋण निर्णय तथा सरल उधार अनुभव प्रदान करने के लिए तकनीक का उपयोग करती है। इसका प्लेटफ़ॉर्म फ्रांस, इटली, स्पेन और पुर्तगाल के परिवारों के लिए उपभोक्ता ऋण उपलब्ध कराता है, जिससे ग्राहक €50,000 तक की परियोजनाओं और खरीदारी का वित्तपोषण कर सकते हैं। कंपनी वित्तीय मार्गदर्शन और बीमा उत्पाद भी विकसित करती है तथा जिम्मेदार ऋण, स्पष्ट मूल्य निर्धारण और उपयोगकर्ता अनुभव पर ध्यान देती है। Younited को यूरोपीय केंद्रीय बैंक से स्वीकृति प्राप्त है और यह ACPR की निगरानी में काम करती है। कंपनी B Corp प्रमाणन की दिशा में आगे बढ़ रही है और अपनी ESG प्राथमिकताओं को भी आगे बढ़ा रही है।
Fraud Manager, Data & AI
Lead data and AI initiatives to detect and prevent fraud across Younited’s digital credit, payments, cashback and banking services. Build group-wide controls, monitoring tools and prevention strategies.
विवरण
- Help prevent external fraud across the Group.
- Apply AI and data to improve fraud detection and prevention.
- Own data-led prevention and create fraud controls for new products.
- Build an anti-fraud framework with Business, Product and Data teams.
- Design customer journeys that adapt to different levels of fraud risk.
- Assess risks ahead of new banking services and cashback launches.
- Track changes in fraud threats and prevention technology.
- Trial new methods and lead proofs of concept.
- Create and deploy smart tools that automate detection and support analysts.
- Define and align fraud monitoring metrics.
- Create dashboards and management reports.
- Review trends, anticipate risks and recommend action plans.
- Coordinate with anti-fraud teams across countries to share practices and align processes.
- Follow European and local regulatory developments concerning fraud.
आवश्यकताएँ
- Master’s degree in engineering, business, data, statistics or risk management.
- Three to five years of experience in fraud prevention, risk management, compliance or data, preferably in banking, consulting or fintech.
- Proficiency with Excel and SQL.
- Working knowledge of AI tools, including machine learning and generative AI, and data visualization.
- Strong understanding of credit fraud and AML/CFT topics.
- Curiosity, initiative in following industry developments and analytical rigor.
- Ability to work independently from initial idea through production deployment.
- Comfort working in an international, cross-functional setting.
- Fluency in English.
- Italian, Spanish, Portuguese or German is an advantage.
लाभ
- International work environment, with opportunities to take assignments at Younited offices in Barcelona, Lisbon and Rome.
- Entrepreneurial culture and strong team spirit.
- Personalized management and HR support during onboarding and throughout your time at Younited.
- Ongoing learning through internal and external training, an e-learning platform and Tech team Friday workshops.
- Focus on work-life balance.
- Parental support charter.
- Special leave allowances that often exceed statutory requirements.
- Hybrid work, with two to three remote days weekly depending on the team, plus the option to work fully remotely for one week twice a year.
- 33 days of paid leave.
- Wellpass subscription, formerly Gymlib, with discounted access to more than 4,000 sports and wellness activities across France.
- €10 daily meal voucher, 60% covered by the employer.
- Team-building events in France, internationally and within teams.
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