5001 – 10.000 Zaposleni
FinanceCrossCountry Mortgage, LLC je ameriški hipotekarni posojilodajalec za prebivalstvo, ki kupcem in lastnikom stanovanj ter vlagateljem v nepremičnine ponuja financiranje nakupa stanovanj, refinanciranja hipotek in dostopa do lastniškega kapitala, vključno s kreditnimi linijami HELOC. Njegova ekipa stranke podpira v celotnem hipotekarnem postopku, od raziskovanja možnosti posojila do izpolnitve vloge in zaključka, storitve pa so namenjene tako kupcem prvega doma kot izkušenim kreditojemalcem. Kot finančna družba z veliko zaposlenimi CrossCountry Mortgage zaposluje na različnih področjih, ki podpirajo hipotekarno posojanje, storitve za stranke in posojilne operacije.
Mortgage Servicing Compliance Testing and Validation Auditor
Conduct loan-level compliance testing and validation for mortgage servicing operations at CrossCountry Mortgage. Identify control gaps, document findings, and support remediation.
Opis
- Perform detailed, independent loan-level servicing compliance tests using established scripts.
- Use relevant systems and applications, seeking guidance from SCTV leadership when needed.
- Assess test results for process weaknesses, control gaps, and potential noncompliance.
- Record findings in the designated system of record.
- Review test results with assigned testing partners.
- Share results with operational teams and determine how findings should be classified.
- Keep testing and tracking systems complete with result descriptions, supporting documents, and rationale.
- Identify valid exceptions and ensure they are rated, documented, and reviewed with business representatives.
- Work with operational partners to document process or control gaps and practical remediation steps.
- Assess gaps and help plan remediation when agreement cannot be reached.
- Carry out discretionary tests and report results to the SCTV Lead, Supervisor, or Manager.
- Stay current on audit scope, loan criteria, servicing activity, systems, documentation, and regulatory obligations.
- Uphold RoundPoint’s compliance commitment.
- Complete other duties as assigned.
Zahteve
- At least three years of mortgage servicing experience.
- Experience identifying or assessing mortgage loan servicing exceptions or control gaps.
- Experience auditing loans, including checking files for accuracy, regulatory and investor compliance, and adherence to internal policies and procedures.
- Experience researching and assessing complex transactions or issue resolutions across multiple systems and applications.
- Experience identifying and testing compliance and control activities.
- Thorough understanding of mortgage servicing activities and related compliance obligations.
- Familiarity with MSP and related systems.
- Ability to work collaboratively with others.
- Strong spoken and written communication skills.
- Ability to prioritize and complete work independently while meeting reporting requirements and deadlines.
- Strong time management and organizational skills for handling multiple assignments with competing deadlines.
- Ability to navigate testing scripts and question trees, interpret requirements, and assess whether actions were appropriate.
Ugodnosti
- Medical insurance
- Dental insurance
- Vision insurance
- 401(k) plan
- Company-provided short-term disability coverage
- Employee assistance program
- Wellness program
- Competitive compensation plan
- Comprehensive benefits package