KeyBank este o companie de servicii bancare și financiare complete, care deservește persoane fizice, întreprinderi mici și instituții mari. Oferta sa include servicii bancare pentru persoane fizice și companii, împrumuturi, credite ipotecare, carduri de credit, administrarea patrimoniului, servicii de investiții și linii de credit, susținute de instrumente de banking online și mobil. KeyBank oferă, de asemenea, resurse pentru bunăstarea financiară, concepute pentru a-i ajuta pe clienți să își dezvolte abilități practice de gestionare a banilor, să își abordeze datoriile și să lucreze pentru atingerea obiectivelor lor financiare.
Senior Vice President, Specialty Finance Lending Portfolio Management — KeyBank (Hybrid)
Lead specialty finance portfolio management at KeyBank through corporate credit underwriting, risk monitoring, syndicated transaction structuring, and client advisory work. Oversee complex portfolios while supporting growth, compliance, and credit approval activities.
Descriere
- Analyze financial information and produce underwriting materials for complex, multimillion-dollar corporate credit requests
- Help grow funded assets and client relationships while preserving asset quality within a moderate-risk framework
- Secure approvals for new credit exposures, amendments, waivers, consents, and related lending commitments
- Monitor corporate client portfolios and assign risk ratings
- Collect and evaluate financial and industry information, historical results, credit metrics, risks, and mitigants
- Project future financial performance, including downside-case scenarios
- Counsel deal teams, Business Partners, Bankers, and Relationship Managers on transaction structure
- Conduct enhanced leveraged cash-flow due diligence when appropriate
- Develop complete and well-supported credit underwriting packages
- Maintain compliance with KYC, MCA/Patriot Act/OFAC, and Beneficial Ownership requirements
- Lead or oversee credit approval workflows and deliver monitoring, reporting, and recommendations to Credit Executives
- Review and negotiate credit agreements, guarantees, pledges, collateral agreements, and other legal documents with counsel
- Track covenant compliance, liquidity, earnings trends, management effectiveness, data quality, and risk ratings
- Flag potential problem accounts and coordinate with the Asset Recovery Group
- Build client relationships through management presentations, bank meetings, and plant or site visits
- Pursue new underwriting opportunities and cross-selling prospects for additional banking products
- Contribute to or develop white papers covering industry segments
- Coach and provide feedback to Analysts, Associates, Vice Presidents, and other junior colleagues
- Compile information for ad hoc requests and complete other assigned responsibilities
- Follow KeyBank policies, procedures, ethical standards, and Code of Conduct
Cerințe
- Bachelor’s degree in finance, accounting, economics, or business, or equivalent experience; required at the Senior Vice President level and preferred at the Vice President level
- At least seven years of commercial underwriting, credit, banking, and/or financial services experience for the Senior Vice President level
- At least five years of commercial underwriting, credit, banking, and/or financial services experience for the Vice President level
- Proficiency with Microsoft Office and the ability to learn and use additional technology applications
- Strong financial analysis and financial modeling capabilities
- Ability to research, evaluate, and synthesize information to assess corporate creditworthiness and prepare underwriting packages
- Experience structuring financial covenants for syndicated debt facilities
- Experience managing, or developing experience managing, the left-lead or administrative-agent role in syndicated transactions
- Ability to lead client conversations and execute transactions
- Knowledge of the business and legal components of credit agreements and loan documentation
- Understanding of banking and investment banking products, services, market conditions, trends, and terminology
- Strong written, verbal, presentation, and interpersonal communication skills
- Ability to plan, manage competing priorities, use time effectively, and lead work independently
- Advanced knowledge of accounting principles, financial statement analysis, financial ratios, credit risk assessment, transaction management, loan documentation, and risk management
- Willingness to travel occasionally
- Ability to meet general office physical requirements, including extended sitting, face-to-face or telephone communication, frequent computer use, and occasional lifting, pushing, or pulling of items weighing up to 10 pounds
Beneficii
- Eligibility for incentive compensation such as production, commission, and/or discretionary awards
- Hybrid work arrangement with at least three days in the office
- Flexible workspace arrangements for roles that can be performed effectively in a mobile environment
- Occasional travel may require overnight stays
- Eligibility for benefits, with specific offerings identified in the job posting