Float
Float
51 – 200 Angajați
B2BFintechSaaS
Float este o companie canadiană de tehnologie financiară care dezvoltă o platformă completă de gestionare a cheltuielilor pentru afaceri moderne. Produsele sale reunesc într-o singură platformă carduri corporative, plata facturilor, decontarea cheltuielilor, conturi de afaceri, schimb valutar, automatizarea proceselor contabile, raportare și instrumente de securitate. Float ajută echipele financiare să automatizeze cheltuielile de zi cu zi, să își îmbunătățească vizibilitatea asupra fluxului de numerar și să finalizeze mai eficient închiderea contabilă de sfârșit de lună, oferind integrări pentru fluxurile contabile și infrastructură bancară furnizată prin parteneri reglementați.

Credit Investment Analyst - Float, Toronto (Hybrid)

Analyze and manage Float’s credit portfolio through financial due diligence, ongoing monitoring, and risk assessment. Help strengthen the financial operating system for Canadian businesses with actionable portfolio insights.

Descriere

  • Analyze business fundamentals and financial performance for prospective and existing credit investments
  • Monitor the credit portfolio, review account behaviour, and flag potential deterioration
  • Perform recurring financial reviews of existing clients, including their financial health and repayment capacity
  • Evaluate credit exposures against approved limits, recommend changes, and escalate issues to the Credit Committee
  • Work with clients to obtain current financial information and respond to their questions
  • Improve credit monitoring processes, risk policies, and portfolio management practices
  • Join due diligence discussions with CFOs, CEOs, finance leaders, and Controllers
  • Collaborate with Sales, Marketing, and Customer Success to share feedback on promising opportunities
  • Interpret portfolio performance data to identify insights that support portfolio growth and development
  • Contribute to Float’s corporate card and spend management platform for Canadian businesses

Cerințe

  • At least two years of experience in accounting, transaction advisory, consulting, corporate or investment banking, or a comparable field
  • A bachelor’s degree is preferred but not mandatory
  • Genuine interest in investing
  • Ability to evaluate business fundamentals and financial performance
  • Ability to track credit portfolio performance and spot signs of deterioration
  • Ability to evaluate credit exposures against limits and propose adjustments
  • Strong relationship-building skills and a collaborative approach with prospects and clients
  • Critical-thinking skills to test and validate investment hypotheses
  • Careful, precise approach to calculations and due diligence
  • Commercial awareness and understanding of markets and businesses
  • Ability to combine quantitative analysis with qualitative judgment
  • Data analysis skills for identifying meaningful insights and trends
  • Familiarity with SQL or comparable tools is advantageous
  • French proficiency is helpful but not required
  • Ability to work independently in ambiguous, fast-moving environments
  • Comfort working across functions

Beneficii

  • Equity options
  • Competitive compensation
  • Benefits package
  • Hybrid work arrangement
  • Catered team lunches on Tuesdays, Wednesdays, and Thursdays
  • Dog-friendly office
  • High-autonomy role in a high-growth environment
  • Ambitious and supportive team
  • High-trust, high-performance culture
  • Workplace accommodations during hiring or employment

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