Moneybox
Moneybox
Moneybox este o companie de servicii financiare care îi ajută pe oameni să își gestioneze finanțele prin intermediul unei singure aplicații. Platforma sa reunește servicii de economisire, investiții, achiziționare a unei locuințe și planificare pentru pensionare, facilitându-le clienților să își planifice atât prioritățile imediate, cât și obiectivele pe termen lung. Moneybox se concentrează pe a face planificarea financiară mai accesibilă, indiferent de punctul de la care pornește fiecare persoană.

Compliance Advisory Analyst, FCA-Regulated Financial Services

Advise on FCA compliance across Moneybox’s savings, investment and retirement products. Review promotions, customer outcomes, product governance and regulatory risks.

Descriere

  • Give timely, practical second-line compliance advice on business queries, product changes, customer journeys and operational proposals.
  • Review and challenge financial promotions and customer communications across channels against FCA requirements and internal approval standards.
  • Support product governance and change approvals, including fair value and target market assessments, Consumer Duty considerations and governance papers.
  • Assess risks to customer outcomes, including foreseeable harm, customer understanding, support needs and the treatment of vulnerable customers.
  • Provide second-line input on sensitive or complex complaints and Financial Ombudsman Service matters.
  • Document compliance considerations, risk assessments, recommendations and advice.
  • Build relationships with Product, Marketing, Customer Care, Operations and other stakeholders while preserving second-line independence.
  • Scan for regulatory developments and help track resulting actions.
  • Support compliance governance forums by preparing papers, documenting challenges and following up on actions.
  • Spot recurring advisory themes, emerging risks and ways to improve guidance, controls and working practices.
  • Advise across Moneybox’s savings, investment and retirement propositions.
  • Escalate complex or material matters and help build a proportionate, well-documented compliance advisory function.

Cerințe

  • Relevant experience in compliance, regulatory advisory, risk or a related role at a UK FCA-regulated financial services business.
  • Working knowledge of the FCA framework, including Consumer Duty and rules relevant to customer communications, product governance and customer outcomes.
  • Experience assessing regulatory risks, reviewing business proposals or communications, and documenting practical advice or recommendations.
  • Strong analytical skills and attention to detail.
  • Clear written and spoken communication.
  • Interest in savings, investments, pensions and digital financial services.
  • Experience with pensions, retirement or investment products is highly desirable.
  • Experience with financial promotions, complaints, product governance or regulatory change is desirable.
  • A relevant professional qualification is welcome but not essential; practical equivalent experience is valued.
  • Sound judgement and the ability to challenge proposals constructively.
  • Able to work independently, escalate material or unfamiliar risks appropriately, balance priorities, keep clear records and collaborate with stakeholders.
  • Must be based in the UK for hybrid or remote work.
  • Moneybox cannot sponsor visas or consider overseas applications.
  • Satisfactory pre-employment checks, including criminal record and adverse credit history checks, are required.

Beneficii

  • Company pension scheme.
  • Company bonus scheme.
  • Home office furniture allowance.
  • Personal annual learning and development budget.
  • Private medical insurance.
  • Health cash plan for everyday healthcare costs, including dental and optical care.
  • Cycle to work scheme to spread the cost of a bike and accessories.
  • CycleSaver discounts on bike-share subscriptions for a more sustainable commute.
  • Wellhub subscription offering gyms and wellbeing apps.
  • Enhanced parental pay and leave.
  • 25 days of holiday plus bank holidays, with extra days added based on length of service.
  • Hybrid arrangement: two days in the London office and three days working from home.
  • Inclusive, collaborative company culture.
  • Opportunity to join a fast-growing, award-winning company.
  • Opportunity to make an impact.
  • Friendly, motivated team.

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