GM Financial — тұтынушыларға, дилерлерге, коммерциялық клиенттерге және автопарктерге қаржыландыру мен лизинг шешімдерін ұсынатын General Motors компаниясының еншілес автокөлік қаржы компаниясы. Оның қызметтеріне көлікті қаржыландыру, лизингті басқару, алдын ала біліктілікті бағалау, шот және мобильді төлем құралдары, электр көліктерін қаржыландыру, лизинг мерзімі аяқталған кездегі қолдау, коммерциялық несие беру, автопарк шешімдері және инвесторларға арналған өнімдер кіреді. Компания тұтынушылық және коммерциялық операциялары аясында автомобиль, қаржылық қызметтер және бизнеске несие беру салаларындағы сараптаманы біріктіреді.
Senior Credit Analyst I at GM Financial (Hybrid, Raleigh, NC)
Evaluate automotive finance risk for GM Financial while making credit decisions, managing dealer relationships, and processing profitable contracts. The hybrid Raleigh role supports portfolio growth, service performance, and credit quality.
Сипаттама
- Assess credit data and determine lending risk.
- Approve or decline credit applications within delegated authority and applicable state and federal regulations.
- Build dealer relationships that support volume targets and credit quality.
- Process automotive finance contracts that meet profitability standards.
- Coordinate across departments to improve branch efficiency.
- Manage assigned queues to established service-level standards.
- Join Dealer Relationship Managers on dealer calls when needed.
- Make outbound telemarketing calls to dealer customers.
- Set and monitor monthly objectives for assigned dealers.
- Confirm that every transaction includes the required documentation.
- Work with dealers and internal teams to grow the portfolio while preserving credit quality.
- Review financial information, track performance objectives, and process credit transactions promptly.
Талаптар
- Understanding of consumer finance and banking operations.
- Knowledge of applicable state and federal regulatory requirements.
- Knowledge of indirect retail automotive financing.
- Familiarity with motor vehicle retail installment documentation.
- Knowledge of consumer finance sales, credit, and funding processes.
- Knowledge of GM Financial credit policies.
- Understanding of the retail automotive finance industry.
- Working knowledge of consumer credit laws and regulations.
- Ability to represent GM Financial professionally.
- Ability to perform under pressure and make decisions in a fast-paced setting.
- Commitment to ongoing business improvement.
- Strong verbal, written, and presentation communication skills.
- Innovative approach and strategic perspective.
- Sales ability to build and sustain productive dealer relationships.
- Ability to use AI tools such as Microsoft Copilot.
- Ability to assess AI-generated outputs for accuracy, compliance, and bias.
- Experience incorporating AI into work processes.
- Familiarity with AI-supported research, summarization, and content creation.
- Understanding of responsible AI practices, including ethics and data protection.
- High school diploma or equivalent required.
- Two to three years of automotive-industry underwriting or sales experience preferred.
- Must not require visa sponsorship.
Артықшылықтар
- 401(k) matching.
- Twelve weeks of fully paid bonding leave for new parents.
- Tuition assistance.
- Training opportunities.
- GM employee vehicle discount.
- Paid time for community service.
- Nine company holidays.
- Bonus eligibility.
- Flexible hybrid work environment.