TF Bank AB (publ)
TF Bank AB (publ)
TF Bank AB (publ) — Скандинавия, Балтық елдері және Еуропаның басқа нарықтарындағы тұтынушылар мен электрондық коммерция бизнесіне қызмет көрсететін цифрлық банк. 1987 жылы құрылған компания ауқымды банк операцияларын қолдауға арналған автоматтандырылған технологиялық платформа арқылы тұтынушылық қарыздар, кредиттік карталар және электрондық коммерцияны қаржыландыру қызметтерін ұсынады. Оның өнімдеріне кредит қабілеті жеткілікті клиенттерге арналған шағын сомалы қысқа мерзімді қарыздар кіреді, ал командалары банк ісі, финтех және цифрлық сауда салаларында жұмыс істейді.

Credit Risk Performance Analyst (Hybrid, Poland)

Analyze performing credit portfolios and pre-collection strategies across Avarda Group’s European personal-finance business. Support portfolio transactions through SQL analysis, pricing, due diligence, and ongoing performance monitoring.

Сипаттама

  • Assess performing credit portfolios by reviewing payment behavior, early delinquency, roll rates, vintages, customer segments, and profitability
  • Spot emerging risks and opportunities, then turn the findings into actionable business recommendations
  • Evaluate and enhance pre-collection strategies, including customer selection, contact channels, treatment approaches, vendor performance, and cure rates
  • Plan and assess tests that measure the incremental effect of pre-collection initiatives
  • Build reliable SQL analyses, datasets, and recurring reports on portfolio performance
  • Contribute to portfolio sales and forward-flow transactions through segmentation, data-tape preparation, cash-flow and pricing analysis, due diligence, and post-sale monitoring
  • Maintain high data quality through consistent definitions and clear documentation
  • Communicate findings concisely and commercially to stakeholders, committees, and management
  • Work with teams across Credit Risk, Collections, Finance, Commercial and Data, country organizations, and external partners

Талаптар

  • Advanced SQL capability with experience handling large, complex datasets
  • A relevant degree or academic background in finance, economics, statistics, mathematics, data science, or a comparable quantitative discipline
  • Professional experience in credit risk, portfolio analytics, consumer finance, collections, or another data-focused financial setting
  • Strong analytical and problem-solving ability paired with sound commercial judgment
  • Skill in converting complex analysis into clear conclusions and practical recommendations
  • An organized, self-directed approach with close attention to data accuracy and detail
  • Clear communication skills and the confidence to engage technical and commercial stakeholders
  • Professional fluency in English
  • Experience with Power BI, advanced Excel, pre-collection, portfolio sales, or debt-purchase transactions is advantageous

Артықшылықтар

  • Work across a broad range of markets and financial products
  • Take substantial ownership of analytical work
  • Help shape portfolio performance, reduce future credit losses, and support portfolio transactions

Ұқсас жұмыс орындары

Nivoda

Senior AI/ML Engineer, Remote in the United States

Nivoda

Develop ranking, recommendation, and multimodal search systems for Nivoda’s global jewellery marketplace and jeweller storefronts. Build production machine learning capabilities across search, product discovery, and image matching.

Ашу
Alignment Health

Senior AI and Data Scientist

Alignment Health

Architect production machine learning solutions for Alignment Health’s senior care platform. Lead healthcare analytics, model deployment, and technical mentorship.

Ашу
CET Logistics

Business Engagement Specialist – CET Logistics

CET Logistics

Connect businesses and institutions with CET’s waste reduction and energy efficiency programs. Build referral networks, qualify leads, coordinate handoffs, and support carbon reduction efforts.

Ашу
FHI 360

Associate Director of Procurement, Administration and Logistics

FHI 360

Leads procurement, administration, logistics, and operations for FHI 360’s country office in the Democratic Republic of the Congo. Supervises functional leads and maintains compliance with donor, government, and supply chain requirements.

Ашу
CorePower Yoga

Part-Time Yoga Teacher – South Boston

CorePower Yoga

Teach CorePower Yoga classes in South Boston while supporting students, studio operations, and an inclusive community. The part-time role combines instruction with front desk and studio ambassador duties.

Ашу
Daymark Health

Remote Oncology Nurse Navigator

Daymark Health

Provide virtual oncology triage, care coordination, and patient education for Daymark Health. Help patients navigate cancer care and connect with clinical and community support.

Ашу
CaixaBank

Operational Risk Data Scientist

CaixaBank

Join CaixaBank as an operational risk data scientist, building predictive models to estimate losses and assess organizational impact. The role includes advanced analytics and migrating processes to Google Cloud.

Ашу
CaixaBank

Operational Risk Data Scientist

CaixaBank

Build predictive models and Google Cloud data pipelines to support CaixaBank’s operational risk management. Contribute to loss estimation, reporting, and risk mitigation, with work based in Madrid or Barcelona.

Ашу