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Sicredi
Sicredi
ConsultingInsuranceLogistics
Sicredi is a Brazil-based cooperative financial institution serving individuals, businesses, and the agribusiness sector with banking, credit, investment, insurance, and other financial services. Its cooperative model centers on more than 9 million members, combining personalized service with local community development and the reinvestment of resources across the regions where it operates. With more than 2,800 branches nationwide, Sicredi offers a broad environment for professionals working across financial services, insurance, consulting, and related operations.
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Junior Credit Analyst

Join Sicredi in a hybrid role in Brazil, preparing technical credit assessments to inform lending decisions at its cooperatives.

BRBrazilHybridFull-timeJuniorNo degree requiredPortuguese RequiredAnalyst

Description

  • Assess credit applications and prepare technical opinions to inform credit decisions at Sicredi’s cooperatives.
  • Keep current with procedures and legislation governing credit analysis and approval.
  • Review credit policies and use sound judgment when recommending changes.
  • Build a thorough understanding of the business.
  • Respond to the cooperatives’ requests and needs.
  • Support colleagues and contribute to team efforts.

Requirements

  • Bachelor’s degree in Business Administration or Accounting.
  • Knowledge of credit analysis.
  • Knowledge of credit-related legislation and processes.
  • Knowledge of financial products.
  • Knowledge of financial statement and cash flow analysis.
  • Knowledge of market analysis.
  • Strong communication skills and the ability to present ideas clearly.
  • A proactive approach and the ability to work effectively in a team.

Benefits

  • 14th and 15th fixed salary payments.
  • Profit sharing based on seniority.
  • Health and dental insurance with no copayments.
  • Wellness programs through Wellhub, including nutrition, psychology, workplace exercise, massage, running groups, and access to local gyms.
  • Meal and food allowances, with flexible allocation between the meal and food cards and no copayment.
  • Extended maternity and paternity leave.
  • Childcare or nanny assistance for children up to 6 years and 11 months old.
  • Assistance for employees with children who have disabilities, with no age limit.
  • Life insurance.
  • Private pension plan with employer contributions of up to 8% of salary.
  • Access to Sicredi Aprende, a training platform offering a wide range of courses.
  • A 40-hour workweek with a time-banking system.
  • Remote-work allowance, except for fully on-site positions.

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