Sicredi je brazilska zadružna finančna institucija, ki posameznikom, podjetjem in agroživilskemu sektorju zagotavlja bančne storitve, kredite, naložbe, zavarovanja in druge finančne storitve. Njen zadružni model temelji na več kot 9 milijonih članov ter združuje osebni pristop z razvojem lokalnih skupnosti in ponovnim vlaganjem sredstev v regije, kjer deluje. Z več kot 2.800 poslovalnicami po vsej državi Sicredi ponuja široko okolje za strokovnjake na področju finančnih storitev, zavarovalništva, svetovanja in povezanih dejavnosti.
Junior Credit Analyst
Join Sicredi in a hybrid role in Brazil, preparing technical credit assessments to inform lending decisions at its cooperatives.
Opis
- Assess credit applications and prepare technical opinions to inform credit decisions at Sicredi’s cooperatives.
- Keep current with procedures and legislation governing credit analysis and approval.
- Review credit policies and use sound judgment when recommending changes.
- Build a thorough understanding of the business.
- Respond to the cooperatives’ requests and needs.
- Support colleagues and contribute to team efforts.
Zahteve
- Bachelor’s degree in Business Administration or Accounting.
- Knowledge of credit analysis.
- Knowledge of credit-related legislation and processes.
- Knowledge of financial products.
- Knowledge of financial statement and cash flow analysis.
- Knowledge of market analysis.
- Strong communication skills and the ability to present ideas clearly.
- A proactive approach and the ability to work effectively in a team.
Ugodnosti
- 14th and 15th fixed salary payments.
- Profit sharing based on seniority.
- Health and dental insurance with no copayments.
- Wellness programs through Wellhub, including nutrition, psychology, workplace exercise, massage, running groups, and access to local gyms.
- Meal and food allowances, with flexible allocation between the meal and food cards and no copayment.
- Extended maternity and paternity leave.
- Childcare or nanny assistance for children up to 6 years and 11 months old.
- Assistance for employees with children who have disabilities, with no age limit.
- Life insurance.
- Private pension plan with employer contributions of up to 8% of salary.
- Access to Sicredi Aprende, a training platform offering a wide range of courses.
- A 40-hour workweek with a time-banking system.
- Remote-work allowance, except for fully on-site positions.