Hiscox
Hiscox
1,001 – 5,000 Employees
H1B Visa SponsorB2BFinanceInsurance
Hiscox is a specialist insurance company serving both businesses and individuals with coverage designed for complex and distinctive risks. Its offerings span reinsurance, art and private client insurance, specialty and property cover, and direct products for personal, household, commercial, travel, and event needs. With roots dating back to 1901, Hiscox combines insurance expertise with a focus on responsive customer service across its international operations.

Complex Claims Specialist, General Liability and Construction Defect

Manage complex construction defect and third-party property damage claims for Hiscox, an international specialty insurer. Responsibilities include coverage analysis, litigation oversight, reserves, settlements, and broker communication.

Description

  • Adjudicate claims within delegated authority
  • Support day-to-day claims operations
  • Develop strategies to pursue early settlements for construction defect and third-party property damage claims
  • Apply coverage-trigger and time-on-risk allocation principles
  • Prepare and evaluate coverage analyses
  • Coordinate with local defense counsel and monitor litigation
  • Promote effective deployment and oversight of defense counsel
  • Review claim exposures and reserve adequacy on an ongoing basis
  • Apply liability theories and state-specific negligence standards
  • Maintain complete claim files with relevant correspondence, records, and notes
  • Evaluate actual cash value and replacement cost property damage
  • Participate in mediations and settlement conferences when appropriate
  • Flag suspected fraud and coordinate tracking with the special investigations unit
  • Contribute to feedback across claims, underwriting, and actuarial teams
  • Brief senior claims leaders on significant issues
  • Maintain daily communication with insureds and brokers

Requirements

  • At least 10 years of claims-handling experience in general liability and bodily injury
  • A JD from an ABA-accredited law school may supplement claims-handling experience
  • Demonstrated success improving outcomes on high-severity claims through investigation, negotiation, and litigation leadership
  • Expertise in coverage relevant to the team’s specialty
  • Expert understanding of litigation procedures and strong negotiation ability
  • A record of mentoring colleagues
  • Strong written and verbal communication skills
  • Advanced analytical capability; a bachelor’s degree from an accredited college or university is preferred.
  • benefits

Benefits

  • Competitive salary and performance-based bonus
  • 401(k) plan with competitive company matching
  • Comprehensive medical, vision, dental, and flexible spending account plans
  • Company-paid group term life, short-term disability, and long-term disability coverage
  • 24 paid time-off days, two Hiscox Days, 10 paid holidays, and the option to purchase five additional PTO days
  • Paid parental leave
  • Four-week paid sabbatical after every five years of service
  • Financial adoption assistance and medical travel reimbursement programs
  • Up to $600 annually toward health club membership or eligible fitness program fees
  • Company-paid Headspace subscription for mental health and wellbeing support
  • Comprehensive health and wellness program
  • Dynamic, creative, values-driven workplace culture
  • Modern open offices with complimentary drinks

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