Root Inc.
Root Inc.
1,001 – 5,000 कर्मचारी
ऑटोमोटिवपरामर्शबीमा
Root Inc. एक उपभोक्ता ऑटो बीमा कंपनी है, जो ड्राइविंग व्यवहार का आकलन करने और पॉलिसियों की कीमत तय करने के लिए मोबाइल ऐप और स्मार्टफोन-आधारित टेलीमैटिक्स का उपयोग करती है। आम तौर पर सुरक्षित ड्राइविंग से दरों पर अनुकूल प्रभाव पड़ता है। इसका ऐप कोटेशन प्राप्त करने, पॉलिसी प्रबंधित करने, दावे दर्ज करने और ड्राइविंग डेटा एकत्र करने के लिए टेस्ट-ड्राइव अवधि की सुविधा देता है। Root कई अमेरिकी राज्यों में सड़क किनारे सहायता और अन्य कवरेज विकल्प भी प्रदान करती है तथा उपयोग-आधारित बीमा में रुचि रखने वाले ड्राइवरों की सेवा करती है।

Principal Corporate Actuary – Root Inc. (US Remote)

Lead capital modeling, enterprise risk management, reinsurance, and reserving for Root’s technology-driven US auto insurance business. Build actuarial models and deliver insights that support strategic risk and financial decisions.

विवरण

  • Build and enhance internal capital models that guide risk appetite, reinsurance strategy, and financial planning
  • Support stress testing, ORSA scenario design, and economic capital analysis
  • Help develop and improve ERM frameworks, risk registers, and associated processes
  • Evaluate and support the placement of quota share, excess-of-loss, and catastrophe reinsurance programs
  • Partner with brokers and internal stakeholders to assess the financial effects and capital advantages of reinsurance alternatives
  • Model how reinsurance affects earnings volatility, surplus protection, and RBC
  • Perform monthly reserving analyses and related processes
  • Assess trends, variances, and reserve adequacy across business lines and coverage types
  • Support regulatory submissions and the appointed actuary
  • Work cross-functionally with Data Science, Finance, Accounting, Underwriting, and Claims
  • Communicate technical conclusions to both technical and non-technical audiences
  • Advance process automation, analytics, and actuarial tools with R, Python, SQL, GenAI, and internal platforms

आवश्यकताएँ

  • Bachelor’s degree in actuarial science, mathematics, statistics, or another discipline with a strong mathematics foundation preferred
  • ACAS or FCAS credential
  • At least 6 years of actuarial experience in property and casualty insurance
  • Preferred experience with capital modeling, ERM, reinsurance, and/or reserving
  • Proficiency in R or Python, SQL, and GenAI tools
  • Familiarity with capital modeling software; custom model development is advantageous
  • Track record of cross-functional collaboration and clear communication of actuarial insights
  • Strong analytical ability and meticulous attention to detail
  • Able to mentor junior colleagues and/or manage direct reports when needed
  • Must appear on camera during virtual interviews

लाभ

  • Eligibility for a competitive bonus
  • Equity award opportunity
  • Flexibility to work from any preferred location within the United States
  • Occasional travel for team meetings, broker conversations, or industry events
  • Reasonable accommodation available during the hiring process for qualified applicants with disabilities

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