Root Inc.
Root Inc.
1 001 – 5 000 Darbuotojai
Automobilių pramonėDraudimasKonsultavimas
„Root Inc.“ yra vartotojų automobilių draudimo bendrovė, kuri, naudodama mobiliąją programėlę ir išmaniuoju telefonu pagrįstą telematiką, vertina vairavimo elgseną ir pagal ją nustato draudimo polisų kainas. Saugiau vairuojant draudimo įmokos paprastai gali būti mažesnės. Programėlėje galima gauti pasiūlymus, valdyti polisą, pateikti prašymus dėl žalos atlyginimo ir dalyvauti bandomojo vairavimo laikotarpiu, per kurį renkami vairavimo duomenys. „Root“ taip pat siūlo pagalbą kelyje ir kitus draudimo apsaugos variantus daugelyje JAV valstijų vairuotojams, besidomintiems naudojimu pagrįstu draudimu.

Principal Corporate Actuary – Root Inc. (US Remote)

Lead capital modeling, enterprise risk management, reinsurance, and reserving for Root’s technology-driven US auto insurance business. Build actuarial models and deliver insights that support strategic risk and financial decisions.

Aprašymas

  • Build and enhance internal capital models that guide risk appetite, reinsurance strategy, and financial planning
  • Support stress testing, ORSA scenario design, and economic capital analysis
  • Help develop and improve ERM frameworks, risk registers, and associated processes
  • Evaluate and support the placement of quota share, excess-of-loss, and catastrophe reinsurance programs
  • Partner with brokers and internal stakeholders to assess the financial effects and capital advantages of reinsurance alternatives
  • Model how reinsurance affects earnings volatility, surplus protection, and RBC
  • Perform monthly reserving analyses and related processes
  • Assess trends, variances, and reserve adequacy across business lines and coverage types
  • Support regulatory submissions and the appointed actuary
  • Work cross-functionally with Data Science, Finance, Accounting, Underwriting, and Claims
  • Communicate technical conclusions to both technical and non-technical audiences
  • Advance process automation, analytics, and actuarial tools with R, Python, SQL, GenAI, and internal platforms

Reikalavimai

  • Bachelor’s degree in actuarial science, mathematics, statistics, or another discipline with a strong mathematics foundation preferred
  • ACAS or FCAS credential
  • At least 6 years of actuarial experience in property and casualty insurance
  • Preferred experience with capital modeling, ERM, reinsurance, and/or reserving
  • Proficiency in R or Python, SQL, and GenAI tools
  • Familiarity with capital modeling software; custom model development is advantageous
  • Track record of cross-functional collaboration and clear communication of actuarial insights
  • Strong analytical ability and meticulous attention to detail
  • Able to mentor junior colleagues and/or manage direct reports when needed
  • Must appear on camera during virtual interviews

Privalumai

  • Eligibility for a competitive bonus
  • Equity award opportunity
  • Flexibility to work from any preferred location within the United States
  • Occasional travel for team meetings, broker conversations, or industry events
  • Reasonable accommodation available during the hiring process for qualified applicants with disabilities

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