Phoenix Group ब्रिटेन में स्थित वित्तीय सेवाओं की कंपनी है, जो दीर्घकालिक बचत और सेवानिवृत्ति पर केंद्रित है तथा बंद पुस्तिका वाली पेंशन और जीवन बीमा में विशेषज्ञता रखती है। यह उन स्थापित पोर्टफोलियो का प्रबंधन करती है जो अब नए ग्राहकों के लिए खुले नहीं हैं, साथ ही Standard Life और SunLife जैसे खुले व्यवसायों के माध्यम से पॉलिसीधारकों को सेवाएँ देती रहती है। इसके ग्राहक ब्रांडों में Phoenix Life और ReAssure भी शामिल हैं। Phoenix Group की टीमें पूरे ब्रिटेन में स्थित कार्यालयों के साथ-साथ डबलिन और फ्रैंकफर्ट में अतिरिक्त संचालन के माध्यम से काम करती हैं और इसके वित्त तथा बीमा व्यवसायों में ग्राहकों, सहकर्मियों और समुदायों का सहयोग करती हैं।
Credit Modelling Actuary
Develop Solvency II credit risk models for Standard Life, supporting more efficient capital use, sound calibration and validation, and regulatory compliance. Work with investment, risk and finance teams on model methods, governance and improvements.
विवरण
- Help senior actuarial leaders develop the Solvency II Internal Model for credit risk.
- Partner with Asset Management, Risk and Finance to improve methodology and capital efficiency.
- Keep the credit risk model aligned with internal actuarial standards and Solvency requirements.
- Lead the annual credit model calibration and validation cycle.
- Prepare calibration proposals, obtain governance approval and maintain Solvency II documentation.
- Encourage consistent use of the credit risk capital model across the business.
- Contribute to sound business decisions and risk management.
- Create capital methods for new asset classes and investment strategies, including major model changes.
- Improve the calibration and use of credit capital intensity factors for investment and pricing.
- Brief stakeholders and governance committees on significant credit risk developments.
- Deliver ongoing improvements, address emerging regulation and guide minor model changes and future methodology work.
आवश्यकताएँ
- Be a qualified actuary.
- Understand credit risk capital models.
- Have experience in capital modelling and rating methods for illiquid assets.
- Know Solvency II requirements and Internal Model methods well.
- Understand insurance and investment risk, capital management and their use in life insurance.
- Demonstrate strong stakeholder management.
- Explain complex ideas clearly to different audiences.
- Collaborate across teams to develop practical, commercially focused solutions.
- Take initiative in problem-solving, continuous improvement and delivering business outcomes.
- Python and VBA experience is desirable.
लाभ
- Indicative bonus of 16% to 32%.
- Private medical cover.
- 38 days of annual leave.
- Pension scheme.
- Life assurance worth 12 times salary.
- Career breaks.
- Income protection.
- Three volunteering days.
- Flexible working, including part-time and job-share options.