Daimler Truck North America tijoriy transport sohasi uchun transport vositalari, texnologiyalar va xizmatlarni ishlab chiqadi hamda taqdim etadi. Uning portfeliga Freightliner, Western Star va Thomas Built Buses brendlari bilan bog‘liq o‘rta va og‘ir yuk mashinalari, maktab avtobuslari, shassilar hamda transportga oid yechimlar kiradi. Kompaniya muhandislik, ishlab chiqarish, marketing va servis sohalaridagi tajribani birlashtirib, logistika, avtomobilsozlik va transport yo‘nalishlarida innovatsiya hamda barqaror rivojlanishni ilgari surishga e’tibor qaratadi.
Fleet Credit Analyst, Charlotte, NC (Hybrid)
Assess commercial fleet borrowers and credit risk for Daimler Truck Financial Services. Review financials, recommend credit decisions, and support profitable portfolio growth.
Tavsif
- Assess the financial condition of fleet borrowers with DTFS balances above $1.25 million or applicants seeking a line of credit.
- Review fleet borrowers with balances above $1 million on schedule.
- Recommend credit decisions to local, senior, and executive approval committees when cases exceed delegated authority.
- Partner with District Finance Managers on purchasing strategies that balance credit risk and returns.
- Join sales calls and customer or dealer visits when needed.
- Apply fleet legal documentation requirements and maintain DTFS security interests.
- Follow applicable regulations and local and global credit rules.
- Train and coach fleet collectors and share knowledge to strengthen team performance.
- Contribute to department projects and process improvements while supporting company values and customer experience.
- Coordinate with Legal Counsel, Fleet Workout, Sales, Remarketing, Fleet Services, Titles, and Dealer Credit teams.
Talablar
- A bachelor’s degree and preferably 2–4 years of relevant experience, or 6 years of relevant experience in place of a degree.
- Two years of experience in a general business role.
- One year of credit experience.
- Proficiency with Microsoft Office, including advanced Outlook and Excel skills.
- Strong attention to detail.
- Ability to gather data, establish facts, and identify trends and variances.
- Ability to work in or relocate to Charlotte, North Carolina.
- Permanent legal authorization to work in the country where the role is posted.
- Successful criminal background check.
- Preferred: Bachelor’s degree in Business Administration, Accounting, Finance, Economics, or Statistics.
- Preferred: Two years of financial analysis and presentation experience.
- Preferred: One year of experience with Moody’s software.
- Preferred: Two years of commercial lending experience in the transportation industry.
- Preferred: Familiarity with DTFS systems and applications, including ALFA, PEGA, ECP, Credit Lens, legal documentation, and UCC.
- Ability to combine information from sources with varying levels of complexity.
- Ability to develop and test hypotheses to forecast outcomes.
- Ability to review, interpret, and assess statistical information.
Imtiyozlar
- Annual bonus program.
- 401(k) company contributions, with matching up to 6%.
- Non-elective company contribution of 3–7%, depending on age.
- At least four weeks of paid vacation.
- 15 calendar holidays.
- Eight weeks of paid parental leave.
- Employee assistance program.
- Comprehensive healthcare plans.
- Wellness programs.
- Onsite fitness facilities at some locations.
- Tuition assistance.
- Paid volunteer time off.
- Short-term disability plans.
- Long-term disability plans.