Castle Trust Bank
Castle Trust Bank
201 – 500 Xodimlar
Bank ishiFintexMoliya
Castle Trust Bank — Buyuk Britaniyada joylashgan, bank ishi, moliya va fintech sohalarida faoliyat yurituvchi moliyaviy tashkilot. Bank moslashuvchan va mobil boshqariladigan imkoniyatlarga ega jamg‘arma hisobvaraqlari, shuningdek, dam olish va turar joylarni ijaraga berish uchun ipoteka mahsulotlari, ko‘prik moliyalashtirishi hamda belgilangan muddatli kreditlarni taklif etadi. Bank Omni Capital Retail Finance orqali savdo nuqtasida chakana moliyalashtirish xizmatlarini ham ko‘rsatadi. Castle Trust Bank Buyuk Britaniyada Prudential Regulation Authority va Financial Conduct Authority tomonidan tartibga solinadi.

Credit Risk Analyst, IFRS 9

Analyze portfolio data and IFRS 9 models at Castle Trust Bank, a fintech challenger bank. Support model development, governance, reporting, and credit risk analysis.

Tavsif

  • Review portfolio and model data to spot trends, anomalies, unexpected movements, and emerging risks.
  • Monitor, investigate, and help improve the Bank’s IFRS 9 models.
  • Collect, validate, reconcile, and transform data from multiple sources.
  • Investigate behavioural changes and shifts in model or portfolio performance.
  • Help develop and systematically test new or revised model components.
  • Use Python, SQL, or other analytical languages to examine data and make approved changes.
  • Prepare clear reports, presentations, and commentary for technical and non-technical audiences.
  • Document methodologies, assumptions, testing, limitations, and results.
  • Prepare analytical materials for risk and model governance committees.
  • Find ways to improve and automate recurring monitoring and reporting.
  • Assist with audits, assurance, and broader governance activities as needed.
  • Collaborate with colleagues in Risk, Data, Finance, and other teams across Castle Trust Bank.
  • Work with Databricks data and build experience in credit risk analytics, IFRS 9 model monitoring, and model development.

Talablar

  • A degree, usually at 2:1 level or higher, in a quantitative or analytical field such as mathematics, statistics, economics, finance, data science, computer science, or engineering.
  • Academic work involving mathematics, statistics, quantitative problem-solving, or data analysis, shown through relevant coursework, a project, or dissertation.
  • Experience analyzing data and turning findings into clear conclusions or recommendations.
  • Strong numerical, analytical, and problem-solving ability.
  • Practical familiarity with Python, SQL, R, or another analytical language, plus the motivation and ability to build technical skills.
  • Working knowledge of Microsoft Excel, including organizing, reconciling, transforming, and analyzing data.
  • A systematic approach to testing and the ability to keep clear records of methods and results.
  • Ability to communicate analytical information clearly in writing and conversation.
  • Careful attention to detail and the ability to manage competing priorities.
  • Desirable: experience in banking, financial services, credit risk, modelling, or another regulated sector.
  • Desirable: knowledge of IFRS 9 models or credit risk principles.
  • Desirable: experience with model monitoring, validation, or development.
  • Desirable: familiarity with Databricks or another cloud data and analytics platform.
  • Desirable: experience producing recurring reports or dashboards, or automating analytical processes.
  • Desirable: confidence using Python or SQL for analysis.
  • Desirable: experience presenting analysis to senior stakeholders, governance committees, auditors, or assurance reviewers.

Imtiyozlar

  • Performance bonus linked to individual and company performance.
  • Contributory pension through Hargreaves Lansdown.
  • Life assurance.
  • 25 days of annual leave, with the option to buy or sell up to five days.
  • An additional paid volunteering day.
  • Private healthcare through Equipsme, including dental and optical cashback.
  • Free access to the BHSF Rise employee assistance programme for health and wellbeing support.
  • Gym discounts.
  • Season ticket travel loans, where applicable.
  • Hybrid working, with three days in the office and two days from home.
  • A supportive and inclusive culture where your work can have a tangible impact.

O‘xshash ish o‘rinlari