Grupo Yamaha Brasil je brazilsko poslovanje družbe Yamaha, ki avtomobilskemu, proizvodnemu in maloprodajnemu sektorju zagotavlja distribucijo, prodajo in podporo izdelkov znamke Yamaha. Njegov portfelj vključuje motocikle, ladijske motorje, energetske izdelke, avdio opremo ter avdio in glasbila za posamezne in poslovne stranke. Družba deluje prek prodajnih zastopnikov, maloprodajnih mest in servisnih mrež, njene dejavnosti po vsej Braziliji pa obsegajo prodajo, poprodajno podporo in distribucijo rezervnih delov.
Senior Credit Risk Analyst
Senior credit risk analyst at Yamaha, a motorcycle manufacturer and financial services provider. The role covers credit model monitoring, loss provisions, policy decisions, and credit operations.
Opis
- Identify, measure, control, and mitigate credit risk at both individual and portfolio levels using established systems and procedures.
- Review credit transactions and check that they comply with approved limits.
- Track credit model performance through key indicators and recommend adjustments.
- Calculate expected and unexpected loss provisions, document findings, and monitor defaults in line with Bacen and IFRS 9 requirements.
- Manage and recommend updates to the Crivo credit risk decision tree to improve costs and outcomes.
- Evaluate collateral adequacy and identify signs that the credit quality of transactions is weakening.
- Assess credit risks when products and services are developed or reviewed.
- Keep institutional credit policies current and aligned with applicable requirements.
- Follow LGPD rules and procedures.
- Support ISO 9001 Quality Policy and ISO 14001 Environmental Management System targets by joining awareness initiatives and contributing to the management system.
Zahteve
- Bachelor’s degree in statistics, mathematics, economics, finance, or a related discipline.
- Experience with SAS, R, Microsoft Office, and SQL.
- Intermediate English proficiency.
Ugodnosti
- Medical insurance
- Dental insurance
- Pharmacy benefit
- Meal voucher or on-site cafeteria, depending on location
- Food voucher
- Transportation voucher
- Wellhub
- Profit-sharing and results-based bonus (PLR)
- Life insurance