Grupo Yamaha Brasil ir Yamaha darbība Brazīlijā, kas apkalpo automobiļu, ražošanas un mazumtirdzniecības nozares, izplatot, pārdodot un nodrošinot atbalstu Yamaha zīmola produktiem. Tās piedāvājumā ietilpst motocikli, kuģu dzinēji, elektroiekārtas, kā arī audioiekārtas un mūzikas instrumenti privātajiem un komerciālajiem klientiem. Uzņēmums darbojas ar izplatītāju, mazumtirdzniecības vietu un servisa tīklu starpniecību, visā Brazīlijā nodrošinot pārdošanu, pēcpārdošanas atbalstu un rezerves daļu izplatīšanu.
Senior Credit Risk Analyst
Senior credit risk analyst at Yamaha, a motorcycle manufacturer and financial services provider. The role covers credit model monitoring, loss provisions, policy decisions, and credit operations.
Apraksts
- Identify, measure, control, and mitigate credit risk at both individual and portfolio levels using established systems and procedures.
- Review credit transactions and check that they comply with approved limits.
- Track credit model performance through key indicators and recommend adjustments.
- Calculate expected and unexpected loss provisions, document findings, and monitor defaults in line with Bacen and IFRS 9 requirements.
- Manage and recommend updates to the Crivo credit risk decision tree to improve costs and outcomes.
- Evaluate collateral adequacy and identify signs that the credit quality of transactions is weakening.
- Assess credit risks when products and services are developed or reviewed.
- Keep institutional credit policies current and aligned with applicable requirements.
- Follow LGPD rules and procedures.
- Support ISO 9001 Quality Policy and ISO 14001 Environmental Management System targets by joining awareness initiatives and contributing to the management system.
Prasības
- Bachelor’s degree in statistics, mathematics, economics, finance, or a related discipline.
- Experience with SAS, R, Microsoft Office, and SQL.
- Intermediate English proficiency.
Priekšrocības
- Medical insurance
- Dental insurance
- Pharmacy benefit
- Meal voucher or on-site cafeteria, depending on location
- Food voucher
- Transportation voucher
- Wellhub
- Profit-sharing and results-based bonus (PLR)
- Life insurance