ग्रुपो यामाहा ब्राज़ील, यामाहा का ब्राज़ीलियाई संचालन है, जो यामाहा ब्रांड के उत्पादों के वितरण, बिक्री और सहायता के माध्यम से ऑटोमोटिव, विनिर्माण और खुदरा क्षेत्रों की सेवा करता है। इसके पोर्टफोलियो में व्यक्तिगत और वाणिज्यिक ग्राहकों के लिए मोटरसाइकिलें, समुद्री इंजन, पावर उत्पाद तथा ऑडियो और संगीत वाद्ययंत्र शामिल हैं। कंपनी ब्राज़ील भर में डीलरशिप, खुदरा दुकानों और सेवा नेटवर्क के माध्यम से काम करती है तथा बिक्री, बिक्री-पश्चात सहायता और पुर्ज़ों के वितरण की जिम्मेदारियाँ संभालती है।
Senior Credit Risk Analyst
Senior credit risk analyst at Yamaha, a motorcycle manufacturer and financial services provider. The role covers credit model monitoring, loss provisions, policy decisions, and credit operations.
विवरण
- Identify, measure, control, and mitigate credit risk at both individual and portfolio levels using established systems and procedures.
- Review credit transactions and check that they comply with approved limits.
- Track credit model performance through key indicators and recommend adjustments.
- Calculate expected and unexpected loss provisions, document findings, and monitor defaults in line with Bacen and IFRS 9 requirements.
- Manage and recommend updates to the Crivo credit risk decision tree to improve costs and outcomes.
- Evaluate collateral adequacy and identify signs that the credit quality of transactions is weakening.
- Assess credit risks when products and services are developed or reviewed.
- Keep institutional credit policies current and aligned with applicable requirements.
- Follow LGPD rules and procedures.
- Support ISO 9001 Quality Policy and ISO 14001 Environmental Management System targets by joining awareness initiatives and contributing to the management system.
आवश्यकताएँ
- Bachelor’s degree in statistics, mathematics, economics, finance, or a related discipline.
- Experience with SAS, R, Microsoft Office, and SQL.
- Intermediate English proficiency.
लाभ
- Medical insurance
- Dental insurance
- Pharmacy benefit
- Meal voucher or on-site cafeteria, depending on location
- Food voucher
- Transportation voucher
- Wellhub
- Profit-sharing and results-based bonus (PLR)
- Life insurance