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WF International Limited (WXM), cunoscută sub numele de WF, furnizează soluții comerciale de climatizare, încălzire prin pardoseală și purificare a apei pentru proiecte comerciale și industriale de mari dimensiuni. Din 2009, compania sprijină dezvoltări de clădiri înalte, sisteme de metrou, hoteluri, spitale și facilități de producție prin livrarea proiectelor, distribuția produselor și servicii de întreținere. WF este distribuitor exclusiv pentru mărci precum Toshiba, Gree și AO Smith, punând accent pe instalații eficiente energetic, sisteme durabile și acorduri de service pe termen lung. În calitate de companie listată la Nasdaq, WF își desfășoară activitatea în conformitate cu cerințele de guvernanță și raportare financiară ale Comisiei pentru Valori Mobiliare și Burse din SUA.
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Lead Mortgage Valuation and Cash Flow Analytics Consultant

Lead valuation and cash flow analytics for Wells Fargo mortgage and consumer lending portfolios. Build profitability, forecasting, securitization, and Home Equity analyses.

USStatele Unite ale AmericiiIAIowaNCCarolina de NordTXTexasHibridNormă întreagăSeniorLimbă Obligatorie: englezăConsultant
PythonSQLTableau

Descriere

  • Lead portfolio performance, valuation, cash flow, forecasting, and profitability analysis across mortgage and consumer lending portfolios
  • Support the development of Home Equity analytics and securitization capabilities
  • Assess mortgage pricing and product economics, including rates, points, lender credits, mortgage types, and lock terms
  • Model origination behavior using pull-through assumptions and analyze the drivers of fallout
  • Break down expected profitability into revenue and cost components, including net interest margin, fee income, fulfillment, hedging, capital, and liquidity costs
  • Calculate and interpret profitability measures such as NPV, Return on Assets, Return on Equity, and capital utilization and allocation metrics
  • Collaborate with Mortgage Capital Markets, Secondary Marketing, and business teams on securitization, capital markets, collateral analytics, portfolio optimization, and Home Equity execution strategies
  • Evaluate the effect of rate volatility on margins and improve execution selection
  • Conduct scenario and sensitivity analyses using interest-rate shocks, CPR, pull-through, and spread assumptions
  • Create forecasts, reports, dashboards, and analytical insights for senior leadership
  • Convert complex analytical findings into clear business recommendations
  • Work with Finance, Risk, Treasury, Mortgage Capital Markets, and Business teams on strategic initiatives

Cerințe

  • At least five years of Risk Analytics experience, or equivalent expertise demonstrated through work experience, training, military service, or education
  • Experience in portfolio analytics, financial analytics, mortgage finance, consumer lending, capital markets, structured finance, secondary marketing, securitization, or a related field
  • Experience supporting securitization, structured finance, capital markets, or secondary marketing initiatives involving cash flow analysis, collateral analytics, valuation, and execution economics
  • Knowledge of portfolio valuation, cash flow analytics, forecasting, securitization structures, capital markets activities, and secondary market execution
  • Experience with MBS, RMBS, ABS, home equity loans, or HELOC products is preferred
  • Experience with cash flow analytics, portfolio analytics, profitability analysis, forecasting, scenario analysis, business performance measurement, and mortgage modeling
  • Understanding of pull-through, fallout, prepayment, pipeline, and loan-level performance drivers
  • Ability to evaluate mortgage portfolios, identify profitability and risk drivers, assess valuation effects, and provide actionable insights
  • Experience building and maintaining analytical models, dashboards, and reporting solutions
  • Advanced proficiency in SQL, Python, SAS, Power BI, and Tableau
  • Experience analyzing large and complex financial datasets
  • Strong analytical, problem-solving, communication, presentation, and stakeholder management abilities
  • Willingness to work onsite at the job-posting location

Beneficii

  • Equal opportunity employment
  • Medical accommodation available upon request
  • Drug-free workplace

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