Commonwealth Bank is an Australian financial services company spanning retail, premium, business, and institutional banking. Its offering also includes funds management, superannuation, insurance, investment, and sharebroking services. With more than 52,000 employees and over 800,000 shareholders, Commonwealth Bank operates across a broad range of financial products and services designed to help customers manage and build their finances.
Credit Risk Manager, Home Lending (Remote Australia)
Lead credit policy, governance and operational risk for CommBank’s digital home lending business. Help enable safe, sustainable growth across the Australian market.
Description
- Review and improve credit policies, lender guides and standard operating procedures
- Identify policy gaps and recommend practical improvements
- Provide subject-matter expertise on credit policy, responsible lending and lending operations
- Collaborate with product, lending and operations teams to support initiatives and manage risk
- Review and maintain materials for lenders and customers
- Contribute to risk reporting, portfolio analysis and monthly performance reporting
- Improve processes, controls and governance frameworks continuously
- Promote positive customer and financial outcomes through effective credit risk management
- Report to the Senior Manager, Risk & Controls
Requirements
- Experience in home lending, credit risk, credit assessment or credit policy
- Strong knowledge of home loan products, credit policies, income assessment methods and lending documentation
- Understanding of responsible lending obligations and the wider regulatory environment
- Experience developing, reviewing or implementing policies, procedures or operational documentation
- Strong stakeholder management skills with the ability to influence varied audiences
- Analytical and problem-solving skills, including data interpretation and identifying improvement opportunities
- Excellent communication skills with the ability to turn complex requirements into practical business outcomes
- High attention to detail and confidence using reporting tools and Excel-based analysis
- Credit Risk Managers, Senior Credit Analysts, Senior Credit Assessors and experienced lending specialists with policy experience are encouraged to apply
Benefits
- 12-month secondment opportunity
- Flexible working arrangements
- Diverse and inclusive workplace
- Career development and exposure to policy development, governance, operational risk, reporting and strategic change
- Accessibility support through HR Direct