NinjaHoldings
NinjaHoldings
51 – 200 Angajați
B2CFinanțeFintech
NinjaHoldings dezvoltă servicii digitale de creditare și servicii financiare pentru americanii care nu sunt deserviți suficient de băncile tradiționale. Brandurile sale pentru consumatori, CreditNinja și NinjaCard, oferă produse bancare digitale și produse de creditare concepute pentru a sprijini progresul financiar al clienților. Prin NinjaEdge, compania furnizează și servicii de evaluare a cererilor de credit, detectare a fraudei și analiză pentru companii, ajutându-le să își înțeleagă mai bine clienții.

Associate General Counsel, Consumer Finance

Advise NinjaHoldings’ consumer lending, digital banking, and fintech businesses on legal and regulatory matters. Lead litigation, product guidance, and enterprise risk strategy in a hybrid role based in Chicago.

Descriere

  • Advise executives and business teams on complex legal, regulatory, product, litigation, and strategic matters.
  • Counsel teams on the development, launch, operation, and evolution of consumer financial products and services.
  • Interpret federal, state, and local consumer financial services laws and regulations.
  • Advise on legal matters involving bank-fintech partnerships and other strategic relationships.
  • Work across Product, Technology, Operations, Marketing, Compliance, Risk, Finance, and other teams throughout the product lifecycle.
  • Track legislative, regulatory, enforcement, and judicial developments, and lead implementation of required changes.
  • Drive significant cross-functional legal and regulatory initiatives through implementation.
  • Oversee major litigation and disputes, including consumer cases, arbitrations, class and representative actions, regulatory enforcement, and other material matters.
  • Set case strategy, manage outside counsel, assess exposure, and advise Legal and business leaders.
  • Counsel on regulatory examinations, investigations, inquiries, audits, and dealings with regulators and government authorities.
  • Identify legal and business risks and develop practical, commercially sound ways to address them.
  • Guide teams on privacy, data use, electronic payments and communications, marketing, consumer disclosures, and other digital finance issues.
  • Partner with Compliance and control functions on regulatory change, risk assessments, vendor oversight, policies, procedures, audits, examinations, and remediation.
  • Lead and support Legal team members, including their professional development.
  • Manage outside counsel and other legal resources, including scope, strategy, advice, and spending.
  • Build a strong understanding of the company’s business, products, technology, operations, and strategic goals.
  • Take on other significant legal matters and strategic initiatives as business needs evolve.

Cerințe

  • J.D. from an American Bar Association-accredited law school.
  • Active membership in good standing in at least one U.S. state bar.
  • At least 10 years of relevant legal experience.
  • At least five years of in-house legal experience at an online consumer lender, fintech, bank, or other company offering consumer credit products.
  • Substantial experience advising on consumer lending products and federal and state consumer financial services laws.
  • Experience advising product and business teams on building, implementing, and operating regulated financial products.
  • Experience with regulatory examinations, investigations, enforcement matters, or dealings with federal or state regulators.
  • Consumer financial services litigation, arbitration, or enforcement experience is strongly preferred.
  • Experience with bank-fintech partnerships or bank-sponsored lending programs is strongly preferred.
  • Ability to independently handle complex, high-impact legal matters and exercise sound judgment.
  • Ability to spot emerging legal and regulatory risks and lead cross-functional initiatives through implementation.
  • Ability to explain complex legal issues clearly to executives, business leaders, technical teams, and other non-lawyers.
  • Ability to work effectively in a fast-changing environment and balance competing priorities.
  • Collaborative, low-ego approach, with the confidence, judgment, and leadership to own significant matters independently.

Beneficii

  • Flexible paid time off.
  • Medical, dental, and vision insurance plans.
  • 401(k) with employer matching contributions.
  • Paid family leave.
  • Annual wellness and work-from-home subsidies.
  • Employee referral program.
  • Remote-first culture with access to a convenient downtown office.

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