Bounce
Bounce
Bounce — жергілікті бизнес серіктестер желісі арқылы жүк сақтау қызметін ұсынатын саяхат және көлік компаниясы. Оның платформасы саяхатшыларға әлемнің әр түкпіріндегі қалаларда қауіпсіз сақтау орнын алдын ала брондауға мүмкіндік беріп, сөмкелерін өздерімен алып жүрмей-ақ көрікті жерлерді аралауды жеңілдетеді. Клиенттер Bounce қолданбасы арқылы икемді брондау мүмкіндіктері, тәулік бойы қолдау және сақтауға тапсырылған заттарды қорғау қызметі бар сақтау орнын ұйымдастыра алады. Bounce 4 000-нан астам қаладағы 13 000-нан көп орыннан тұратын таратылған желі арқылы жұмыс істейді.

Senior Risk Analyst – New York City Hybrid

Lead underwriting and portfolio monitoring for Bounce, an AI-powered debt-recovery fintech. Build risk models, forecasts, and leadership reporting to guide debt investment decisions.

Сипаттама

  • Assess financial and operational data to uncover potential risks
  • Design and apply risk management strategies
  • Monitor risk exposure and policy compliance, then report findings
  • Work with cross-functional teams to evaluate the impact of identified risks
  • Prepare detailed risk assessment reports for management
  • Perform recurring risk audits and recommend corrective improvements
  • Assess debt-sale opportunities through loan- and cohort-level collection and cash-flow forecasts, then recommend bid pricing
  • Segment portfolios by product, balance range, delinquency or account age, state, and account characteristics to identify value drivers
  • Complete seller data diligence covering completeness, fill rates, balance reconciliation, documentation and media, chain of title, bankruptcy and deceased-account scrubs, and prior placement history
  • Develop return models using IRR, MOIC, NPV and discounting, and hurdle analysis while stress-testing key assumptions
  • Convert underwriting assumptions into measurable post-purchase performance expectations
  • Compare realized collection curves with underwriting projections by batch and vintage
  • Track IRR and MOIC against hurdle targets and identify underperformance early
  • Partner with Data Science to recalibrate estimated remaining collections
  • Investigate return shortfalls through operational and population-level drivers
  • Deliver recurring portfolio-risk reports to leadership
  • Support the definition of underwriting standards, pricing methods, monitoring schedules, and escalation thresholds
  • Create reusable analyses and maintain supporting documentation
  • Collaborate with leadership to establish risk appetite and operating guardrails

Талаптар

  • At least five years of experience in risk analysis or a related discipline
  • Bachelor’s degree in finance, business administration, or a related field
  • Strong analytical and problem-solving capabilities
  • Proficiency with risk management software and analytical tools
  • Excellent written and verbal communication skills
  • Ability to collaborate effectively in a team setting
  • Experience in the technology or AI sector is preferred

Артықшылықтар

  • Eligibility for a discretionary bonus
  • Comprehensive benefits package
  • 401(k) plan with a 5% company match
  • Competitive paid time off program
  • Collaborative, innovative hybrid work environment
  • Career-growth opportunity within a growing company

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