Bounce
Bounce
Bounce एक यात्रा और परिवहन कंपनी है, जो स्थानीय व्यावसायिक साझेदारों के नेटवर्क के माध्यम से सामान रखने की सुविधा प्रदान करती है। इसका प्लेटफ़ॉर्म यात्रियों को दुनिया भर के शहरों में सुरक्षित सामान रखने की जगह आरक्षित करने में मदद करता है, जिससे वे बैग साथ ले जाए बिना गंतव्यों का आनंद ले सकते हैं। ग्राहक Bounce ऐप के ज़रिए सामान रखने की व्यवस्था कर सकते हैं, जिसमें लचीले बुकिंग विकल्प, चौबीसों घंटे सहायता और रखे गए सामान की सुरक्षा शामिल है। Bounce का संचालन 4,000 से अधिक शहरों में 13,000 से अधिक स्थानों के वितरित नेटवर्क के माध्यम से होता है।

Senior Risk Analyst – New York City Hybrid

Lead underwriting and portfolio monitoring for Bounce, an AI-powered debt-recovery fintech. Build risk models, forecasts, and leadership reporting to guide debt investment decisions.

विवरण

  • Assess financial and operational data to uncover potential risks
  • Design and apply risk management strategies
  • Monitor risk exposure and policy compliance, then report findings
  • Work with cross-functional teams to evaluate the impact of identified risks
  • Prepare detailed risk assessment reports for management
  • Perform recurring risk audits and recommend corrective improvements
  • Assess debt-sale opportunities through loan- and cohort-level collection and cash-flow forecasts, then recommend bid pricing
  • Segment portfolios by product, balance range, delinquency or account age, state, and account characteristics to identify value drivers
  • Complete seller data diligence covering completeness, fill rates, balance reconciliation, documentation and media, chain of title, bankruptcy and deceased-account scrubs, and prior placement history
  • Develop return models using IRR, MOIC, NPV and discounting, and hurdle analysis while stress-testing key assumptions
  • Convert underwriting assumptions into measurable post-purchase performance expectations
  • Compare realized collection curves with underwriting projections by batch and vintage
  • Track IRR and MOIC against hurdle targets and identify underperformance early
  • Partner with Data Science to recalibrate estimated remaining collections
  • Investigate return shortfalls through operational and population-level drivers
  • Deliver recurring portfolio-risk reports to leadership
  • Support the definition of underwriting standards, pricing methods, monitoring schedules, and escalation thresholds
  • Create reusable analyses and maintain supporting documentation
  • Collaborate with leadership to establish risk appetite and operating guardrails

आवश्यकताएँ

  • At least five years of experience in risk analysis or a related discipline
  • Bachelor’s degree in finance, business administration, or a related field
  • Strong analytical and problem-solving capabilities
  • Proficiency with risk management software and analytical tools
  • Excellent written and verbal communication skills
  • Ability to collaborate effectively in a team setting
  • Experience in the technology or AI sector is preferred

लाभ

  • Eligibility for a discretionary bonus
  • Comprehensive benefits package
  • 401(k) plan with a 5% company match
  • Competitive paid time off program
  • Collaborative, innovative hybrid work environment
  • Career-growth opportunity within a growing company

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