Vault Credit Corporation
Vault Credit Corporation
Vault Credit Corporation — жабдықтарды лизингке беру, бизнес және тұтынушылық несиелер, тұрғын үй және коммерциялық ипотека, автомобильдерді қаржыландыру және үйді жақсартуға арналған несиелер бағыттарында қаржыландыру ұсынатын канадалық жеке кредит маманы әрі баламалы кредит беруші. Компания деректерді, технологияларды және жасанды интеллектіні пайдалана отырып, ауыл шаруашылығы, тау-кен өнеркәсібі, денсаулық сақтау және құрылыс сияқты салаларға арналған қаржыландыру шешімдерін бейімдейді және кредит беру үдерісінің барлық кезеңін — өтінім қабылдау мен бағалаудан бастап қаржыландыру және қызмет көрсетуге дейін — өз ішінде басқарады. Vault сондай-ақ институционалдық және аккредиттелген жеке инвесторларға активтерді басқару мен жеке кредитке инвестициялау шешімдерін ұсынады, брокерлер мен кредит берушілерді икемді қаржыландыру мүмкіндіктерімен қолдайды.

Credit Analyst I – Canada Remote

Credit Analyst I underwriting working-capital loans for Vault Credit Corporation in Canada. Evaluate borrower risk, analyze financial statements, and recommend lending decisions.

Сипаттама

  • Make credit decisions within the authorized credit limit
  • Prepare detailed credit analyses and recommendations for transactions above the Analyst’s credit limit
  • Underwrite borrowers by assessing character, creditworthiness, and financial condition
  • Recommend transaction structures, terms, conditions, security, and covenants
  • Use research, financial analysis, and statistical analysis to evaluate creditworthiness and limit risk exposure
  • Spread and review business financial statements and tax returns
  • Evaluate commercial and consumer credit bureau scores
  • Follow corporate credit policies and procedures
  • Collaborate with senior leadership
  • Identify process improvements and develop creative solutions
  • Analyze delinquency causes and potential resolutions
  • Track market developments and industry issues
  • Handle ad hoc requests as needed

Талаптар

  • At least 3 years of business credit underwriting and risk management experience in financial services
  • Post-secondary education focused on business and finance
  • Availability to work from 11:30 AM to 8:00 PM PST
  • Strong understanding of commercial business structures
  • Familiarity with suitable financing options and techniques
  • Sound knowledge of business financial statements, business cases, bank statement analysis, and cash flow analysis
  • Knowledge of commercial lending security documentation, including collection, workout techniques, and remedies
  • Excellent communication and computer skills, including word processing and spreadsheets
  • Strong credit writing skills
  • Ability to identify and quantify subtle business risks and their key drivers
  • Sound judgment and the ability to work effectively in a team
  • Ability to prioritize and organize workloads, meet deadlines, and perform in a dynamic, fast-paced environment
  • Self-motivated

Артықшылықтар

  • Fast-paced, progressive, friendly, and engaging work environment
  • Workplace values that support ownership, opportunity, and the latitude to deliver results
  • Accommodations available for people with disabilities

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