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Hiscox
Hiscox
1,001 – 5,000 Employees
H1B Visa SponsorB2BFinanceInsurance
Hiscox is a specialist insurance company serving both businesses and individuals with coverage designed for complex and distinctive risks. Its offerings span reinsurance, art and private client insurance, specialty and property cover, and direct products for personal, household, commercial, travel, and event needs. With roots dating back to 1901, Hiscox combines insurance expertise with a focus on responsive customer service across its international operations.
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Senior Legal Counsel, Property and Casualty Insurance

Provide legal guidance to Hiscox USA’s commercial specialty insurance business. Draft policy wording, advise on regulation, and negotiate insurance agreements.

USUnited StatesILIllinoisNYNew York
$120,000 – $180,000 / year
HybridFull-timeMiddleSeniorEnglish RequiredGeneral Counsel

Description

  • Provide legal guidance to the US business unit on its day-to-day needs.
  • Work with business stakeholders across the organization.
  • Coordinate with claims, operations, and underwriting to develop policy wording, including through competitor research.
  • Draft policy endorsements that reflect product intent and reduce ambiguity.
  • Coordinate form and endorsement submissions with State Filings and respond to state regulator inquiries.
  • Assist with product and policy wording updates and redesigns.
  • Advise on regulatory and litigation developments that may affect product strategy.
  • Draft and review insurance services and distribution agreements, including terms of business agreements.
  • Assist with consumer complaints, financial and market conduct examinations, and regulator information requests.
  • Advise business units on insurance regulations affecting distribution, licensing, marketing, and operations.
  • Work with legal, compliance, and other control functions on assigned projects.
  • Research legal issues.

Requirements

  • At least four years of law firm or in-house insurance experience in property and casualty, preferably liability insurance.
  • Knowledge of property and casualty products, including cyber, D&O, E&O, and general liability.
  • Experience with insurance policy wording, coverage, and regulatory approval processes.
  • Commercial contract negotiation experience is preferred.
  • Strong knowledge of insurance contract principles and applicable industry regulations.
  • Strong organizational, time management, and project management abilities.
  • Ability to work independently and as part of a team.
  • Juris Doctor degree required.
  • Admission to practice law in at least one state.

Benefits

  • Competitive salary and bonus based on individual and company performance.
  • 401(k) plan with competitive company matching.
  • Health, vision, dental, and flexible spending account plans, including medical, limited-purpose, and dependent care accounts.
  • Company-paid group term life, short-term disability, and long-term disability coverage.
  • 24 days of paid time off, two Hiscox Days, 10 paid holidays, and the option to purchase five additional PTO days.
  • Paid parental leave.
  • Four-week paid sabbatical after every five years of service.
  • Financial adoption assistance and medical travel reimbursement programs.
  • Annual reimbursement of up to $600 for a health club membership or fitness program fees.
  • Company-paid Headspace subscription to support mental health and wellbeing.
  • Health and wellness program.
  • Creative, dynamic, values-driven culture.
  • Modern, open offices with complimentary drinks.

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