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Citi
Citi
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Citi is a global banking and financial services company serving consumers, corporations, governments, and institutions. Its offerings span consumer banking, credit cards, wealth management, corporate banking, and investment banking, supported by operations in more than 100 countries. As a large international finance organization, Citi brings together teams working across banking, financial services, and fintech.
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Senior Financial Officer, Personal Loans

Lead financial planning and portfolio oversight for Citi’s personal loan business, including forecasting, investment decisions, and performance reporting. Partner with Product, Marketing, Risk, Accounting, and Finance teams on lending strategy.

USUnited StatesILIllinoisNYNew York
$144,480 – $216,720 / year
HybridFull-timeSeniorEnglish RequiredFinancial Planning and Analysis

Description

  • Advise the Personal Loan Product team through daily analysis, forecasting, strategic planning, and business development.
  • Oversee financial budgeting, reporting, and planning.
  • Work with Product leaders to address financial issues and meet strategic and tactical targets.
  • Partner with business leaders to assess performance drivers and P&L results while maintaining strong controls.
  • Build analytical frameworks and business cases for product investments and changes to customer offerings or pricing.
  • Establish forecasting and marketing investment decision processes.
  • Promote expense discipline and assess investment opportunities.
  • Track portfolio performance and analyze results against expectations.
  • Share timely performance updates with senior Card and Finance leaders through periodic business reviews.
  • Represent Finance in business forums.
  • Prepare senior management presentations on product portfolio performance.
  • Lead strategic initiatives with business partners.

Requirements

  • Bachelor’s degree in Accounting or Finance; a professional accounting certification and/or MBA is preferred.
  • At least 10 years of relevant financial services experience, focused on consumer banking.
  • Knowledge of accounting, treasury, tax, and legal implications of product financial decisions.
  • Ability to build strong relationships and work with people at all organizational levels.
  • Experience managing, leading, and developing a small, high-performing team.
  • Ability to work independently with business partners.
  • Ability to influence senior executives while navigating conflict and ambiguity.
  • Strong interpersonal, written, presentation, verbal communication, and leadership skills, with close attention to detail.
  • Strong financial modeling skills in Excel.
  • Ability to drive strategic and operational plans from the top down.

Benefits

  • Medical, dental, and vision coverage.
  • 401(k) plan.
  • Life, accident, and disability insurance.
  • Wellness programs.
  • Paid time off, including vacation, sick leave, and holidays.
  • Eligible employees may receive discretionary and formula-based incentive and retention awards.

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