Funding Circle UK
Funding Circle UK
501 – 1,000 Employees
B2BFinanceFintech
Funding Circle UK is a UK fintech company focused on making business finance more accessible to small and medium-sized enterprises. Its online lending platform offers term loans, shorter-term borrowing, FlexiPay lines of credit, cashback business credit cards and Growth Guarantee Scheme loans, while partner providers support asset finance. The company serves businesses seeking working capital, equipment or vehicle funding, and finance for expansion, combining digital applications with fast decisions and UK-based support. Funding Circle UK is authorised and regulated by the Financial Conduct Authority.

Loan Operations Analyst (London Hybrid)

Process UK small-business loan applications for Funding Circle, reviewing financial records, completing KYC checks, and addressing operational risk. Support accurate borrower onboarding through document review, data reconciliation, quality assurance, and cross-team collaboration.

Description

  • Handle loan applications from UK small businesses
  • Assess financial accounts, bank statements, and risk reports
  • Carry out KYC checks as part of borrower onboarding
  • Escalate relevant cases to the AML and Fraud teams
  • Gather applicant and business details through third-party systems
  • Match loan documentation with internal records to verify completeness and accuracy
  • Conduct thorough quality assurance checks
  • Work effectively as part of a collaborative team
  • Spot and address risks, issues, and weaknesses in controls

Requirements

  • At least six months of experience in a high-volume operations or administrative position
  • Ability to meet deadlines and business objectives in a fast-moving environment
  • Exceptional attention to detail
  • Self-directed approach with strong organisational abilities
  • Ability to work consistently within established procedures
  • Comfort with completing repetitive tasks accurately
  • Readiness to learn and adjust as policies and procedures change
  • Knowledge of financial records, bank statements, and identity documents is helpful but not required
  • Ability to find practical ways to use Generative AI to simplify daily work and increase personal productivity
  • Confidence in using approved AI tools securely and effectively
  • Right to work in the UK

Benefits

  • Competitive salary
  • Flexible benefit allowance designed around individual and family needs
  • Private medical and dental cover
  • Health assessments
  • Digital GP access
  • Life assurance
  • Share scheme participation
  • Financial coaching
  • Dedicated annual budget for learning
  • Electric car scheme
  • Cycle-to-work scheme
  • Season ticket loans
  • Award-winning parental leave policies
  • Support for fertility treatment and growing families
  • Barista coffee at the London office
  • Subsidised Just Eat lunches

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