American Express
American Express
American Express is a global financial services company operating across banking, finance, and B2B payments. Its business includes consumer, business, and corporate credit cards; payment and merchant services; savings accounts, certificates of deposit, and personal loans; as well as rewards, travel programs, corporate payment solutions, financial education, security services, and cardmember and merchant support.

Director, U.S. Insurance Counsel – American Express

Advise American Express on U.S. insurance products, partnerships, and regulation. Support launches, filings, risk management, and insurance legal strategy.

Description

  • Develop, structure, and launch new products and pilot programs
  • Act as lead counsel on strategic growth, product fulfillment, servicing, and claims frameworks
  • Strengthen complex commercial arrangements with insurers and other third parties
  • Track regulatory developments and changing business priorities
  • Advise on commercial contracts and agreements with business partners
  • Provide legal guidance on regulatory change management
  • Identify and assess regulatory developments
  • Support legal entity and corporate governance matters
  • Lead interactions with insurance regulators
  • Manage regulatory filings and assist with approval of insurance rates, rules, and forms
  • Work with business, risk, compliance, technology, and operations teams
  • Conduct novel legal analysis and identify and mitigate practical risks
  • Help shape the company’s insurance legal strategy
  • Mentor and support colleagues while influencing across teams
  • Report to the Vice President & Senior Counsel, U.S. Insurance Services

Requirements

  • Admitted to practice law in at least one U.S. jurisdiction and eligible for admission to the New York Bar
  • At least six years of relevant legal experience in highly regulated industries
  • Able to deliver and document concise, practical legal advice under tight deadlines
  • Excellent written and spoken communication
  • Strong analytical, drafting, and negotiation abilities
  • Able to work independently with sound judgment in a matrixed organization
  • Experience assessing compliance obligations and risks under U.S. state insurance laws and regulations, including related state laws
  • Substantial experience with insurance law, consumer financial services law, or both
  • Familiarity with credit card products and applicable federal and state consumer protection laws, including UDA(A)P
  • Experience advising on product development and operations in financial services or another regulated sector
  • Experience in underwriting, claims, regulatory, and consumer law
  • Authorized to work for American Express in the United States; visa sponsorship is not available
  • Employment eligibility to work with American Express in the United States; visa sponsorship is not provided

Benefits

  • Bonus
  • Equity, where applicable
  • Benefits
  • Comprehensive well-being support
  • Opportunities to develop as a leader

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