American Express
American Express
American Express एक वैश्विक वित्तीय सेवा कंपनी है, जो बैंकिंग, वित्त और B2B भुगतान के क्षेत्र में काम करती है। इसके व्यवसाय में उपभोक्ता, व्यवसाय और कॉर्पोरेट क्रेडिट कार्ड; भुगतान और मर्चेंट सेवाएँ; बचत खाते, सावधि जमा और व्यक्तिगत ऋण; साथ ही रिवॉर्ड, यात्रा कार्यक्रम, कॉर्पोरेट भुगतान समाधान, वित्तीय शिक्षा, सुरक्षा सेवाएँ तथा कार्डधारक और मर्चेंट सहायता शामिल हैं।

Risk Management Analyst – Toronto, Hybrid

Support American Express Canadian Card underwriting through risk analytics, reporting, and governance. Analyze risk data and help strengthen credit and fraud risk controls.

विवरण

  • Review cases and analyze data across multiple tables and sources to identify trends, investigate data quality issues, and support KRI monitoring.
  • Coordinate governance activities, including contract management, by organizing information, responding to stakeholders, and helping meet governance requirements on schedule.
  • Prepare monthly MIS and management reports while identifying opportunities to simplify and automate reporting processes.
  • Apply local market conditions, macroeconomic and industry trends, and emerging developments to improve global processes, models, and strategies.
  • Partner with Credit & Fraud Risk Centers of Excellence to improve credit decisions, reinforce credit policies, and advance risk controls and capabilities.

आवश्यकताएँ

  • Bachelor’s degree in engineering, statistics, mathematics, econometrics, data science, operations research, or a related analytical discipline.
  • Strong programming ability, with experience structuring complex analyses across multiple large data sources.
  • Demonstrated thought leadership, problem-solving, and analytical capability, including the ability to turn data into insights and actionable strategies.
  • Self-directed, results-oriented, and intellectually curious approach to work.
  • Strong project-management skills and the ability to oversee several projects at the same time.
  • Clear and effective written and verbal communication skills.
  • Ability to build productive relationships and influence stakeholders without direct authority.
  • Ability to learn quickly, work independently, and take ownership of responsibilities.
  • Eligibility to work for American Express is required; visa sponsorship will not be pursued.
  • A master’s degree in an analytical discipline or experience in risk management, decision science, or data analytics is preferred.

लाभ

  • Competitive base salary.
  • Performance-based bonus opportunities.
  • Programs supporting financial well-being and retirement planning.
  • Medical, dental, vision, life insurance, and disability coverage, subject to location.
  • Flexible work arrangements that may be hybrid, onsite, or virtual according to the role and business needs.
  • Paid parental leave policies, subject to location.
  • Access to onsite wellness centers with nursing and physician services, subject to location.
  • Confidential counseling through the Healthy Minds program.
  • Career development and training opportunities.

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