Betunel
Betunel
Founded in 1967, Betunel is a Brazilian manufacturer and supplier of asphalt binders and pavement solutions for infrastructure and industrial clients. Its products include conventional and modified asphalt, emulsions, recycled asphalt materials, and industrial binders. Across plants in Brazil, the company also delivers paving and pavement services, including hot-mix asphalt, microsurfacing, surface treatments, recycling, construction, maintenance, and restoration. Betunel’s work spans construction, logistics, and manufacturing, with a focus on large-scale road paving and specialized pavement technologies.

Mid-Level Credit Analyst

Assess client credit risk, limits and financial indicators. Betunel distributes petroleum products and manufactures asphalt binders in Brazil.

विवरण

  • Review clients’ financial statements, cash flow, debt, capital structure, liquidity, profitability and cash generation.
  • Evaluate clients’ ability to pay and operational performance, including payment history, contracts and projects, receivables, risk concentration, collateral and total credit exposure.
  • Assess clients’ market position, industries, competitiveness, reliance on public or private contracts, business cycles and sensitivity to economic conditions.
  • Track macroeconomic and industry developments and their effects on clients’ financial capacity and portfolio risk.
  • Set and review credit limits and financing needs based on sales, contracts, pricing, exposure, collateral and risk profiles.
  • Recommend revisions to the Credit Policy.
  • Build, refine and implement credit assessment models, ratings, risk categories and mitigation tools.
  • Create and track risk measures such as receivables aging, concentration, exposure, delinquency and payment behavior.
  • Help automate analyses, strengthen information security and use analytical tools and dashboards.

आवश्यकताएँ

  • Bachelor’s degree in Accounting, Economics, Production Engineering or a related discipline.
  • Understanding of funding sources such as equity, bank loans, receivables and public contracts.
  • Ability to analyze balance sheets, income statements, cash flow and financial ratios.
  • Knowledge of corporate finance and financial mathematics.
  • Knowledge of credit assessment and risk management methods.
  • Market analysis skills and familiarity with macroeconomic and microeconomic trends.
  • Advanced Excel proficiency.
  • Familiarity with Power BI and analytical dashboard creation.
  • Basic knowledge of laws governing credit, collateral and enforcement.
  • Credit analysis experience, ideally in infrastructure, construction, industrial or B2B services sectors.
  • Experience reviewing financial statements, evaluating risk, interpreting market conditions and monitoring clients.
  • Experience assessing competition, economic conditions and industry trends.

लाभ

  • SulAmérica medical insurance
  • Amil dental insurance
  • Grocery allowance
  • Meal or food voucher
  • Gympass
  • Profit-sharing bonus
  • Moodar online therapy, twice monthly
  • Transportation allowance
  • Life insurance

संबंधित नौकरियाँ

Juniper Square

Senior Application and Platform Security Engineer

Juniper Square
201 – 500 कर्मचारी
SaaSरियल एस्टेटवित्त

Protect Juniper Square’s private markets platform across its applications, cloud infrastructure, and AI features. Build vulnerability defenses, security automation, and safeguards that help teams ship secure software.

खोलें
Pinetree - Headhunting Reinvented

Senior C++ Systems Developer, Live Media

Pinetree - Headhunting Reinvented
11 – 50 कर्मचारी
परामर्शभर्तीविपणन

Optimize Nimbra Edge dataplane software for live media transport, improving performance across Linux, networking and hardware. Work with DPDK and SMPTE ST 2110 in a hybrid role based in Sweden.

खोलें
Baker Hughes

Lead Field Engineer, Abu Dhabi

Baker Hughes

Lead field crews, equipment deployment, and on-site technical problem-solving at customer rig sites. Support Baker Hughes energy services, tenders, logistics, and invoicing in Abu Dhabi.

खोलें
Paddle

Staff Systems Engineer

Paddle

Lead secure infrastructure, integrations, and automation for Paddle’s Merchant of Record payments platform. Advance cloud security, compliance, and operational reliability across global teams.

खोलें
Kyndryl

Mainframe z/OS System Engineer

Kyndryl

Configure and optimize Kyndryl customer mainframe environments, supporting secure and reliable z/OS workloads. Investigate complex system issues and help maintain stable enterprise infrastructure.

खोलें
NCR Atleos

Field Service Engineer, ATM Repair — Central Yorkshire

NCR Atleos

Repair and maintain ATMs across Central Yorkshire for NCR Atleos, diagnosing faults and resolving customer issues. The role involves field work, service-level commitments, and a five-day rota that includes weekends.

खोलें
Peraton
NCR Atleos

Field Service Engineer, ATM Repair — York

NCR Atleos

Repair and maintain NCR Atleos ATMs across East Yorkshire, diagnosing faults and resolving customer issues on site. The role involves regional travel, equipment installation and servicing, and compliance with service and safety standards.

खोलें
SWARCO

Field Service Engineer, EV Charging — Leeds and Wakefield

SWARCO

Maintain and repair SWARCO customer EV charging stations across Leeds and Wakefield. Diagnose electrical, hardware, software and network faults.

खोलें
RADWIN

Senior RF Hardware Engineer, Wi-Fi and Frequency Conversion

RADWIN

Develop Qualcomm-based Wi-Fi boards and frequency-conversion circuits at RADWIN. Lead RF design, calibration, verification, and production support.

खोलें