Wells Fargo bank ishi va unga aloqador moliyaviy mahsulotlar sohasida faoliyat yurituvchi ko‘pmillatli moliyaviy xizmatlar kompaniyasidir. Kompaniyaning ishga qabul qilish yo‘nalishlari faoliyatini endi boshlayotgan mutaxassislar, tajribali ekspertlar va rahbarlar uchun imkoniyatlarni qamrab oladi. Bunda hamkorlik, innovatsiyalar va inklyuziv ish muhiti alohida ta’kidlanadi. Shuningdek, kompaniya keng xodimlar jamoasining martaba rivojini qo‘llab-quvvatlashga mo‘ljallangan rivojlanish dasturlarini ham taqdim etadi.
Lead Business Credit Analyst, Home Lending (Hybrid)
Lead credit analytics for Wells Fargo Home Lending by assessing strategy, portfolio performance, and emerging risks. Turn quantitative analysis into recommendations for senior business and risk leaders.
Tavsif
- Provide analytical leadership for Home Lending Portfolio Credit Management
- Assess complex credit strategies, programs, policies, and guidelines for their effects on portfolio performance, credit risk, and business goals
- Direct quantitative impact analyses of proposed credit strategy, policy, and guideline changes
- Combine historical performance, origination characteristics, forecasts, scenario analysis, and external benchmarks in evaluations
- Present complex findings, insights, and recommendations to senior leaders and internal stakeholders
- Analyze Home Lending origination and portfolio data, credit risk measures, and key risk indicators
- Detect trends, concentrations, emerging risks, opportunities, and drivers of performance
- Examine material changes, evaluate business implications, and escalate issues as appropriate
- Support risk and compliance activities through monitoring, governance, risk identification, escalation, and remediation
Talablar
- At least five years of business credit experience, or equivalent experience gained through work, training, military service, or education
- At least three years conducting quantitative analysis, impact assessments, scenario analysis, forecasting, or comparable credit risk evaluations
- At least three years analyzing large, complex datasets with SAS, SQL, Python, or similar analytical tools
- Experience assessing credit strategy, policy, or underwriting guideline changes and their effects on volume, portfolio performance, credit risk, or risk appetite
- Ability to explain complex analytical information clearly and work with technical and nontechnical audiences across business functions
- Strong analytical, problem-solving, and critical-thinking capabilities
- Experience creating executive reports, dashboards, and actionable insights and recommendations for senior management
- At least two years of experience in mortgage lending, mortgage credit risk, mortgage portfolio management, or mortgage originations analytics
- Knowledge of mortgage underwriting guidelines, agency requirements, and major credit risk drivers
- Ability to comply with mortgage regulations and Wells Fargo compliance policies
- Ability to satisfy continuing regulatory obligations, including additional screening and required reporting for certain incidents
- This role is not eligible for visa sponsorship
Imtiyozlar
- Health benefits
- 401(k) plan
- Paid time off
- Disability benefits
- Life, critical illness, and accident insurance
- Parental leave
- Critical caregiving leave
- Discount and savings programs
- Commuter benefits
- Tuition reimbursement
- Scholarships for dependent children
- Adoption reimbursement
- Potential incentive opportunities