Barclays je bančna in finančna skupina s sedežem v Združenem kraljestvu, ki nudi storitve posameznikom, podjetjem, institucijam in vlagateljem. Njeno poslovanje obsega bančništvo za prebivalstvo in potrošnike, poslovno in investicijsko bančništvo, upravljanje premoženja in zasebno bančništvo, kapitalske trge ter specializirano ameriško banko za potrošnike. Barclays zagotavlja tudi digitalno bančništvo, finančne raziskave in vpoglede ter programe financiranja, osredotočene na trajnost, podnebne tehnologije in zelene obveznice. Z več kot 10.000 zaposlenimi podjetje deluje na področju potrošniškega, poslovnega in investicijskega financiranja v skladu s finančno regulativo Združenega kraljestva.
Credit Risk Business Analyst at Barclays
Work across Risk, Modelling, Credit, Operations and technology teams on AIRB-focused regulatory and risk transformation. Turn requirements and data analysis into change delivery at Barclays.
Opis
- Analyse business problems and client needs that call for organisational change
- Translate business problems and opportunities into requirements
- Work with stakeholders to ensure proposed solutions meet their needs
- Help prepare business cases for investment in proposed solutions
- Assess whether proposed solutions are feasible
- Track and report project progress to support on-time, on-budget delivery
- Design operational processes within the agreed scope
- Support change management, including development of traceability matrices
- Define, review and document requirements for regulatory and risk transformation initiatives
- Connect business and technology teams across Risk, Modelling, Credit and Operations
- Assess complex data flows and their impacts, and advance delivery across large change programmes
- Lead workshops, balance priorities, build consensus and guide decisions
- Support testing, implementation and business readiness
- Advise on complex issues, risk mitigation, policies, procedures, controls and governance
- Explain complex information and influence stakeholders to achieve outcomes
Zahteve
- Business analysis experience with direct Credit Risk expertise
- A track record in Credit Risk and AIRB environments
- Understanding of AIRB, PD, LGD, EAD, CRR and PRA expectations
- Ability to assess and challenge requirements from a regulatory perspective
- Experience gathering requirements from Risk, Credit, Modelling and Operations teams
- Ability to turn requirements into BRDs, user stories, functional requirements and data requirements
- Ability to maintain requirements traceability through delivery
- Ability to facilitate workshops and challenge business assumptions
- Ability to manage competing priorities across business, IT and risk teams
- Ability to build consensus and drive decisions
- Understanding of source systems, data lineage and data quality issues
- Ability to analyse datasets and assess impacts
- Confidence using SQL and/or Excel to investigate problems and validate outputs
- Experience mapping current and target-state processes
- Ability to identify control gaps, manual workarounds and opportunities to optimise
- Experience working in Agile and Waterfall programmes
- Ability to support testing, implementation and business readiness