Citi este o companie globală de servicii bancare și financiare care deservește consumatori, corporații, guverne și instituții. Oferta sa include servicii bancare pentru consumatori, carduri de credit, administrarea patrimoniului, servicii bancare pentru companii și servicii de investiții, susținute de operațiuni în peste 100 de țări. În calitate de mare organizație financiară internațională, Citi reunește echipe care activează în domeniul bancar, al serviciilor financiare și al tehnologiei financiare.
Senior Credit Risk Analyst – Wholesale Portfolio Management AVP at Citi, Mumbai
Join Citi as a Senior Credit Risk Analyst supporting wholesale portfolio monitoring, advanced analytics, and AI-enabled risk insights. The role develops governance materials and communicates findings to senior stakeholders across global risk teams.
Descriere
- Create, automate, and deliver portfolio monitoring materials for global risk forums and senior management reviews.
- Apply AI concepts and advanced analytical tools to produce insights beyond standard reporting.
- Monitor wholesale credit portfolios for emerging risk trends, concentrations, and signs of credit deterioration.
- Turn complex datasets into clear, visually effective outputs for senior stakeholders.
- Analyze credit metrics and portfolio data to develop forward-looking indicators across the wholesale portfolio.
- Collect, organize, and maintain evidence for internal control assessments.
- Perform control testing and follow gaps, remediation actions, and evidence submissions through completion.
- Keep the global team project tracker current with accurate milestones, priorities, and delivery status.
- Present analytical findings and risk assessments to Credit Officers, Product Managers, and Risk Managers across regions through structured written reports.
Cerințe
- Three to five years of experience in credit risk management, portfolio risk analysis, or another data-focused discipline within a financial institution.
- Advanced Excel skills, including independently building, managing, and quality-checking complex analytical models and reporting outputs.
- Ability to manage several concurrent workstreams, maintain precise documentation, and deliver high-quality work with minimal supervision in a deadline-driven environment.
- Excellent written communication skills, with the ability to explain complex analytical content concisely to senior global audiences.
- Self-directed approach with ownership of deliverables, proactive risk escalation, and effective collaboration across time zones.
- Bachelor's degree or equivalent in Finance, Economics, Data Science, Computer Science, or a related quantitative field.
- Understanding of AI or machine learning concepts for financial data analysis, or experience applying statistical methods to improve reporting and risk monitoring.
- Experience with data visualization tools such as Tableau or Power BI.
- Exposure to Python or R scripting, or experience using SQL for data extraction and transformation.
- Previous exposure to internal control assessment frameworks.
- Master's degree or professional qualification such as FRM or CFA is beneficial.
Beneficii
- Hybrid schedule with three days in the office and two days working remotely.
- Opportunity to contribute directly to senior risk governance and decision-making through global risk forums and executive management reviews.
- Opportunity to apply AI and automation to credit risk processes.
- Access to Citi's global professional network.
- Structured support for ongoing professional development in risk, analytics, and portfolio management.
- Financial wellbeing support and benefits aligned with Citi's total rewards framework for the role's location.